The cold wind outside the house is biting, and the wind is as cold as a knife.
There was at least a charcoal fire in the house, and the door was basically covered, so it was quite warm. Not much light came in from the slightly opened windows and door cracks, making the house quite dark.
Kong Jie, Xu Qingnian, and the monk stared intently at the somewhat coquettish fire, which illuminated their faces darkly red.
After a long time, Xu Qingnian slowly said: "Commander Kong, I understand... Such a Chinese nation is indeed very proud!"
"You are also one of them." Kong Jie said.
There was a sense of guilt in Xu Qingnian's words, "I didn't do anything to help the country or the people. Instead, I became an obedient citizen in the enemy-occupied area and county, and even worked in a Japanese and puppet bank. So what could I do?" Are you interested in being one of them?"
The stunned voice continued.
The other two people in the room, Kong Jie and the monk, remained silent. Xu young man continued to talk to himself:
"When I was in college, I majored in finance. By the time I graduated, the city had already fallen. The national army retreated again and again and had long since disappeared. The surrounding people basically chose to be obedient citizens. Classmates There are some radicals among us, but in the end, they were forced to find a job to make a living, at least not to starve to death."
"In this era of general lack of culture, it is such a luxury to be able to learn a lot of culture. My classmates and I secretly vowed that even if we become obedient people and temporarily flatter ourselves, the ideals in our hearts will never be shattered. "
"When the country really needs us to do something, we will always stand up."
"We even naively believed that the fall of the city was temporary. Sooner or later, our troops would fight back and regain the lost ground. When the time comes, we will have a place to use."
"But when I finally woke up from the dream, the reality was cruel. The fallen city was still falling, but the managers also turned into the face of the invaders."
"I am also a human being, I have to eat, and I majored in finance, so I worked in a bank. I worked there for several years, and slowly worked my way up from a clerk to the deputy president of a branch."
"Six months ago, the Japanese transferred me to Tan County and became the president of the Tan County Branch of the Japanese Central Reserve Bank."
"Then I kept doing it until now, until Commander Kong showed up and tied me here."
Cough cough cough——
Kong Jie, who had a certain understanding of Xu Qingnian's life experience, smiled and said: "How can you say it was tied up? I'm inviting you to our Eighth Route Army base as a guest."
At this point, Kong Jie changed the subject and said with a smile: "Speaking of President Xu, what aspects did you mainly study when you studied finance in college? In addition, after you have worked in the bank for so many years, did you have any practical experience? Comprehension?”
Xu Qingnian glanced at Kong Jie and asked: "Captain Kong, how much do you know about finance?"
This confused Kong Jie. After all, Kong Jie had never studied finance. The financial knowledge he knew was just standing on the shoulders of giants and knowing a little bit. After thinking about it, he cleared his throat and said:
"My understanding is that finance is nothing more than a subject that studies value judgments and value laws. To put it simply, it is the study of various economic activities, economic laws, etc."
The monk on the side was confused.
Xu Qingnian looked surprised and said: "Captain Kong, what you said is really surprising. You seem to know a lot about finance. Such a concise statement is definitely not something ordinary people can say. "
Kong Jie secretly laughed, you kid, think you stand on the shoulders of giants in vain?
On the surface, he chuckled and said:
"It's funny. I haven't gone to school, let alone finance. But I still understand the general truth. Finance is inseparable from money and currency."
"Money, that is, currency, is used to buy and sell goods. For transactions, the price of goods needs to be set, and then the currency of the corresponding face value is exchanged. This will involve the supply and demand relationship of goods."
"If there are too many goods, such as grains that are not easy to preserve, you cannot sell them, and they may even become moldy. At this time, you can only sell them at a lower price. That is, the supply exceeds the demand, and the price will naturally drop; conversely, when the supply follows the demand, the price will naturally drop. If the demand does not meet the demand, and the food produced by farmers is not even enough for everyone to eat, the price of this food will naturally increase."
"Similar supply and demand relationships and value laws are what finance itself needs to study. In fact, the establishment of a financial system would be relatively simple if it only corresponds to the internals."
"For example, if we only establish a financial system in our base area, there are merchants who buy and sell, groups who spend money to consume, and farmers who produce crops. Such a series of financial systems can be easily established."
"It's just that this financial system is not stable enough and will collapse easily. After all, there is no external trade."
"Nowadays, the war is raging, and the little devils are constantly invading our land. The means they use to invade us is not just military aggression? It also includes economic aggression, political aggression, and cultural aggression."
"We will not mention other aspects for the time being. We will only talk about this economic invasion. Whenever the little devils occupy a piece of land, they will inevitably rob the people of food, cloth and other daily necessities. They will also rob gold and silver and other precious metals that have absolute value. They will seize our banks and establish their own Japanese and puppet banks in an attempt to monopolize the finance of the occupied areas."
"Although I don't know much about finance, I still understand a truth. Just like our independent regiment, if we only seek military victory and win battles one after another, but if the financial system cannot be established, there will be insufficient financial resources. No matter how many battles we win, our Eighth Route Army’s life will still be difficult.”
"The soldiers have no cotton-padded clothes or military pay for the winter. In difficult times, they don't even have enough food in their stomachs."
"These things cannot be easily changed by fighting. If we only rely on military combat to seize supplies, there will never be enough supplies."
"So, I also hope that our independent group can have its own financial system. Not to mention fighting against the little devils, at least it can allow the soldiers to have enough food and clothing, and then fight against the little devils."
"This is why I sent someone to invite you, Mr. Xu."
Xu young man was silent.
Kong Jie's broad vision and long-term thinking really amazed Xu Qingnian.
He didn't expect that an Eighth Route Army general like this, who had never even gone to school, actually understood many principles in finance.
After being silent for a long time, Xu Qingchang sighed and said: "Captain Kong, this is easy to say, but it is difficult to do. If you want to change the financial strength gap between us and the Japanese, we have to do it right now. Looking at it, it’s nothing more than a fool’s dream.”
"Since the outbreak of the Anti-Japanese War, as our land has continued to fall, a large number of economic center cities have been occupied by the Japanese, and the Japanese have launched a crazy plunder of our country's finance. Under such circumstances, even a stable financial system cannot Holding on for too long.”
"In the final analysis, finance still needs a carrier. If even the market that can realize currency circulation is robbed, the original financial system will become a joke."
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