It’s impossible if you don’t work hard. Five points of medical mystical points are of no use at all. Now the medical mystical points in his account have increased again, reaching a full 29 points. Zhou Qiao feels a little relieved now!
The next morning, Elena yawned repeatedly. When Ava saw it, she couldn't help but frown!
Ava noticed that although her sister was not in good spirits, her skin seemed to be getting better and better. Unlike her, a small pimple appeared accidentally on her face.
Zhou Qiao also noticed it, and now it became easier to distinguish Elena from Ava. Unless the pimples on Ava's face disappear.
Sandrine recovered well and had no complications.
For this order, Zhou Qiao estimated that due to the blood transfusion, laparoscopic surgery, B-ultrasound and on-site anesthesiologist services, and the need for follow-up hospitalization for about five to seven days, he could earn at least five thousand US dollars!
Of course, the patient's out-of-pocket payment will not exceed one thousand dollars. The other party also has medical insurance.
The prices at Iris Clinic are actually relatively reasonable and can be said to be beneficial to the people. This is because Zhou Qiao and his aunt are both Chinese and relatively conscientious, unlike some black-hearted clinics.
Let’s not talk about other things, let’s just talk about outpatient fees. They are divided into 5 charging standards according to the length of consultation, which are approximately as follows (equivalent to domestic registration fees):
Level-5: Clinic time is 40 minutes, clinic fee is about US$225;
Level-4: Clinic time is 25 minutes, clinic fee is about US$160;
Level-3: Clinic time is 15 minutes, clinic fee is approximately US$112;
Level-2: The clinic lasts 10 minutes and the clinic fee is about US$66;
Level-1: Clinic time is 5 minutes, clinic fee is about US$30.
The price list is set like this, but usually there is no Level-1 one. Don’t ask why, it just doesn’t exist!
Even if there is, I can chat with you for 10 minutes or even longer, but it’s all money! Of course, it also depends on the condition.
If you have a minor illness, such as a cold or a fever, if you insist on chatting for 40 minutes and charge $225 in outpatient fees, it is not justified.
Even if I chat for 40 minutes, I would be embarrassed to charge so much money. The doctor will control the duration.
Besides, doctors are not just nagging. They need to give professional diagnosis and suggestions based on the condition, and they also need to arrange tests, prescribe medications, and some even arrange surgeries.
In addition, if it is a new patient, an additional US$20-30 will be added to each corresponding level.
Usually only about 20% of these costs need to be paid by the patient, and the remaining 80% is paid by the insurance company. Each week the clinic's biller sends the data from the electronic device to the patient's health insurance company.
Of course, if you buy several mixed insurances that complement each other, the amount you need to pay will be even less!
All these insurance companies usually pay the clinic within 2 weeks after receiving the bill. If the insurance company feels that it is unreasonable, they have the right to come to the clinic to check and even conduct an audit.
Therefore, even if you want to pluck out wool, don’t go too far. However, if you don’t have insurance and pay all out of pocket, I’m sorry, but when you encounter a shady clinic, the bill will make you despair! And then you can’t win the lawsuit!
Because this is allowed by law!
People have insurance because there are so many patients under Medicare. As a large buyer, it has the ability to negotiate with doctors and negotiate prices to bring the price within a certain range. Beyond that, it is not allowed.
Commercial insurance companies, on the other hand, refer to the federal Medicare standards. Although medical institutions are allowed to exceed certain limits, they also set price ranges.
Therefore, to see a doctor in the United States, you must buy insurance. And it’s best to buy several kinds that complement each other.
The U.S. government has corresponding additional subsidies for patients over 65 years old or people with disabilities, which are the "Red and Blue Cards" mentioned above. Other young patients who have jobs buy more commercial insurance. Of course, Obama insurance covers those who are unemployed. young people.
For the time being, Zhou Qiao is still serving as the account clerk at Iris Clinic. After all, he is the boss. Moreover, the clinic has only three staff and not many patients.
When your future accounts become complicated, you may need to hire a professional.
Medical insurance is the same in China. In addition to the government's basic medical insurance, many places have introduced supplementary medical insurance. Some are government-backed, and some are purely commercial insurance.
There are also many types of insurance that are very beneficial to the people and are well worth buying.
It is not cost-effective to rely solely on the medical insurance of five insurances and one fund to see a doctor, especially for serious illnesses that require hospitalization for surgery.
Of course, for some young people who have not been to the hospital for several years, basic medical insurance is enough.
Cathy came over for health consultation, and Zhou Qiao helped her arrange a tailor-made physical examination package, which was covered by medical insurance. Cathy's pension is also quite generous and fully affordable.
During the chat, Cathy kept expressing her regrets, saying that she did not get married when she was young, and as a result, most of her life was wasted.
Now that I am old, it is really hard to be alone.
Elena smiled and said: "In the future, I will come to our clinic often when I have time. I don't charge any money and I just drink coffee. Although the business of the clinic is not very good, the popularity is always better than at home."
Iris Clinic now has seven or eight patients every day. It's no longer so deserted.
Cathy nodded, looked up and smiled: "Elena, you are really an outstanding girl. If I had gotten married when I was young, my granddaughter would probably be as old as you by now, haha."
Ava suggested, "Why not adopt one?"
Cathy said: "Now that I am older, I have actually thought about it."
She was a little hesitant. After all, she was already over seventy years old. Is it still too late to adopt? Whether we can raise our children until they graduate from primary school is a question. However, she was still eager in her heart.
It was getting late, and the strong black man came to pick up Zhou Qiao again.
Being familiar with the road, Elena and Ava also passed the psychological test. For them, as long as Zhou Qiao can return safely, that's all.
It is still a luxurious and splendid mansion bedroom.
Luo Ya was sitting by the bed, playing an unknown tune on a golden harmonica with one hand. The sound was a bit sad and melancholy.
Zhou Qiao never expected that the violent queen who was fighting for life and death would also have such a depressed moment? Although Luo Ya had given him a contrast before, this time, it still touched people's heartstrings.
It's completely impossible to tell that this is a gangster who can stop a child from crying at night.
Zhou Qiao came over and silently changed the dressing.
Because her music was sad, Zhou Qiao didn't dare to ask more questions for fear of offending the other party.
After several wounds were bandaged, Luo Ya suddenly looked at him and asked, "Can you play the harmonica?"
Zhou Qiao was stunned, nodded quickly and said: "I will, I will!"
The harmonica is one of the cheapest musical instruments. He has owned one since he was in elementary school. It is easy to carry and he knows quite a lot of music.
Of course, there are also expensive harmonicas, such as the one in Luo Ya's hand. It's golden. I don't know if it's made of gold. Anyway, it looks fine in workmanship and of good quality. It's definitely not comparable to the cheap ones that Zhou Qiao used to play.
"Come and play a song!" Luo Ya handed the harmonica to him.
