"Are you already building it?" Chen Yuan asked.
"Not yet, we just built the wall." Tang Jiancheng said.
Chen Yuan rubbed his chin and thought for a while, then said: "Then don't report it in the name of homestead, just report it in the name of land reclamation... That's right, don't you want to raise cattle? Just report it in the name of a cattle farm, that's right That’ll be no problem.”
Tang Jiancheng smiled and said, "Okay, I'll write a report when I get back."
After returning home, Tang Jiancheng called his third brother Tang Jianbo.
To write a report, of course, you should find the most educated person in the family to do it.
Tang Jianbo did not refuse.
It took two days to help Tang Jiancheng write two reports, one was a report on establishing a cattle farm, and the other was a report on building a cattle shed in Qingshi'ao.
"Third brother, you are truly a cultural person in our family. Your handwriting is beautiful, and this report is also very good!"
After Tang Jiancheng got the report, he admired the writing on it.
Third brother's handwriting is so beautiful!
Powerful, yet elegant!
"Fourth, do you want to reconsider the cattle farm? Thirty cows is not a small number. What if we lose money?"
Hearing Tang Jiancheng's praise, Tang Jianbo just smiled and said seriously, "How about we two brothers form a partnership to build a large pig farm?"
"Don't worry, third brother, you won't lose!"
Tang Jiancheng smiled and said, "Okay, I'm going to hand in the report."
When he arrived in the countryside, Tang Jiancheng handed the report directly to Chen Yuan.
Chen Yuan was amazed when he saw the handwriting on it. Then, he looked at the content and nodded: "Yes, the content is very detailed and practical, but the loan amount you wrote here is only 5,000 yuan. Is it less?" point?"
"This is an interest-free loan! This kind of good thing doesn't happen every day! Moreover, the loan period can be extended to sixty months, which is five years!"
"Are you afraid of losing money and not being able to repay the loan?"
Tang Jiancheng smiled and said: "Head of the township, this is not the first time I have done this. Do you feel guilty? I just want to start on a small scale. Five thousand yuan is enough to cover all costs."
Seeing that Chen Yuan wanted to interrupt him, Tang Jiancheng quickly sped up his speech and said, "Since the township head has said that interest-free loans like this will not be available every day, I will lend more. What do you think of 100,000 yuan?"
Chen Yuan smiled and said: "You really have two extremes. You can either borrow 5,000 yuan and be picky about it, or you can borrow 100,000 yuan and look very wealthy! You have to make a loan based on your actual situation and subsequent plans. It’s not just a random number.”
"Well, I see you haven't taken out a loan yet. Let's go to Commissioner Luo together. He is the commissioner responsible for various loans and preferential policies in our township."
While talking, Chen Yuan stood up and took Tang Jiancheng to the first floor.
In the innermost office on the first floor, I found Commissioner Luo.
Commissioner Luo is a somewhat obese middle-aged man.
In this day and age, it is very rare to see a fat man.
"Commissioner Luo."
Chen Yuan knocked on the door.
"Ah! Mayor Chen, come in quickly! Do you want tea or boiled water?"
When Commissioner Luo saw it was Chen Yuan, he immediately stood up and invited Chen Yuan into the office with great enthusiasm.
"I won't drink the tea. I came here to trouble you with something." Chen Yuandao.
Commissioner Luo smiled and said, "No trouble, no trouble. You are too polite. Just give me the order."
Chen Yuan smiled and pointed at Tang Jiancheng, "His name is Tang Jiancheng. He is a capable man from our Sanchong Township. You should have heard of him. Recently, he wanted to start a cattle farm, but he didn't know how to get a loan or how much. If it’s appropriate, can you give him some guidance?”
"Start a cattle farm?"
Commissioner Luo was surprised, "It seems that no one has set up a cattle farm in our township, right? Tang Jiancheng, how did you come up with the idea of setting up a cattle farm? Pig farms and sheep farms are both good and profitable. Why don't you choose What about these two?"
Tang Jiancheng said with a smile: "Because there is no one to run it, the competitiveness is low and the benefits are guaranteed."
Commissioner Luo gave a thumbs up, "He is indeed a capable person in our township. His vision and courage are indeed beyond the reach of ordinary people. So how big of a cattle farm are you planning to build?"
Tang Jiancheng said: "For the time being, we will set up a small-scale cattle farm with 30 cows. When the benefits are good later, we will slowly expand it and strive to reach a scale of tens of thousands."
"Tens of thousands of heads?!"
Commissioner Luo and Chen Yuan could not help but look at Tang Jiancheng in surprise, "Tang Jiancheng, do you know what the scale of tens of thousands of cattle is? How much space, how much fodder, how much labor is needed? Have you budgeted it?" "
Tang Jiancheng smiled and said: "I won't reach this scale now. If the benefits are good, it will take at least ten years. Therefore, I will plan slowly in the future."
"Right now, I just want to build a small cattle farm with 30 cows. However, if I plan, I need to plan it on a scale of 1,000 cows."
Commissioner Luo asked: "Do you have a special report?"
Chen Yuandao: "His report has been handed over to me, and I took a look at it. His current situation is that he has nothing and is starting from scratch. Land, cattle sheds, fodder, labor, feed, calves, etc. must be prepared from scratch. "
Commissioner Luo pondered for a moment and said, "If that's the case, then you need to borrow more. For thirty calves, at a price of one yuan per catty for two hundred kilograms of calves, the total is six thousand yuan."
"The cycle of raising cattle generally takes seven to eight months before they are ready for slaughter. Therefore, in order to ensure that the cattle farm has cattle to raise at any time, you must purchase a batch of calves at least every two months. In this way, you At least four batches of calves must be purchased in the early stage.”
"So just to buy the calves, you'd need at least $24,000."
"Then there is the cattle shed. Based on the scale of a thousand cows, it requires a lot of wood or bricks. These expenses are at least 20,000 yuan."
"You must contract the land. As you will reach tens of thousands of heads in the future, I suggest you contract a hilltop. According to our township's policy, a barren mountain will cost at least several hundred yuan in contract fees every year."
Chen Yuan interjected: "Jianjian, if you really scale up, I can find a way to waive the contracting fee for you!"
Commissioner Luo couldn't help but glance at Chen Yuan. It seems that the township chief attaches great importance to Tang Jiancheng?
Suddenly, he became more enthusiastic and concerned about Tang Jiancheng's affairs.
One by one, I carefully calculated with Tang Jiancheng, and even helped Tang Jiancheng think of possible emergencies, and finally said: "After such calculations, you will need a loan of about 150,000 yuan!"
"So much? Will the bank approve it?" Tang Jiancheng asked worriedly.
Commissioner Luo smiled and said: "Now that the country strongly supports people to start businesses, banks will not blame you for lending too much, but they will blame you for lending less. Besides, with me and the township chief guaranteeing you, what are you afraid of?"
Tang Jiancheng smiled and said, "Okay, then I'll loan you 150,000 yuan!"
Commissioner Luo asked again: "Then which bank are you going to find for a loan? The interest rates of several banks are similar, but for you, the Rural Credit Cooperative affiliated to the Agricultural Bank of China is more suitable."
Tang Jiancheng smiled and said: "Okay, then go to the rural credit cooperative for a loan."
Commissioner Luo said: "If it is a rural credit cooperative, there is an office in our township. I can take you there to handle it now."
"Then I'll trouble Commissioner Luo."
Tang Jiancheng smiled.
