Late April.
Lin Zhichao came to the office of the general manager of Bank of East Asia and was warmly received by Jian Dongpu.
He is the biggest 'debt king' of the Bank of East Asia, but he has a good reputation and high-quality assets, so the Bank of East Asia is very willing to cooperate with him.
This time, Lin Zhichao wants to propose a new loan again.
"The speed of the Bank of East Asia's post-war recovery is truly admirable, and Mr. Jian deserves most of the credit."
Jian Dongpu personally made tea for Lin Zhichao to show his respect for him, and said with a smile: "You praise the Bank of East Asia and me for no reason. Do you have any new loan plan?"
Lin Zhichao gently lifted the tea cup, then let go and said:
"Sure enough, I can't escape Mr. Jian's eyes! That's it. Yangtze River Bank, a subsidiary of Yangtze River Real Estate, plans to mortgage gold worth 500,000 Hong Kong dollars to the Bank of East Asia and loan another 500,000 Hong Kong dollars."
Jian Dongpu said with a leisurely smile: "How can there be any reason for a mortgage loan at the original price? What's more, since Yangtze River Bank is owned by Yangtze River Real Estate, and Yangtze River Real Estate owes a large amount of debt to the Bank of East Asia. I'm afraid that in your Ferry Street Before the project is sold, it will be difficult for me to issue you a loan!"
He was deliberately trying to make things difficult for Lin Zhichao, just to see what the young man had to say and to relieve his boredom.
When Lin Zhichao saw Jian Dongpu's expression, he knew that the matter was done, but others just needed a reason.
"It's still the same sentence! The two powers are fighting, fighting like crazy, will it end in a while? Rich people are going to come to Hong Kong. Well, Hong Kong's properties are hot-selling, so Ferry Street' Telford Garden 'The project is guaranteed to earn millions; similarly, gold is bound to rise. The currency of the Republic of China is collapsing, and sooner or later credit will collapse. Mainland gold will definitely rise sharply; and the war will definitely make people rush to buy 'transportable assets', and Hong Kong gold will still skyrocket. "
"So, I pledged 500,000 Hong Kong dollars of gold to Bank of East Asia. Even if its value drops to 400,000 Hong Kong dollars, I am willing to repay it in advance."
Jian Dongpu immediately said: "Many people understand these truths, but only if you say them out, not only will you be confident, but you will also make the listeners confident."
Lin Zhichao thought to himself, could this be a part of his personality charm that could deceive people?
"Mr. Jian can also invest in some gold, and you will definitely make money without losing money!"
Jian Dongpu was a little moved, but said cautiously: "The key is that people are greedy. I bought it for more than 300 taels now. If I can't guarantee it, it goes up to 500 taels and I can't bear to sell it. In the end, it falls below 300 taels. This is how I usually lose." of."
Lin Zhichao said directly: "This is not easy. When the soldiers enter Yangcheng one day, it will be the time to sell, so why bother!"
Anyway, he can't make much gold money. After all, he has no capital, so making a fortune is not a problem. What's more, Jian Dongpu's son Jian Yueqiang will have a long career in the future and deserves his friendship with the Jian family.
Jian Dongpu was immediately shocked and said: "You are saying that the troops entering Yangcheng will cause panic in Hong Kong, and gold will skyrocket. I can take the opportunity to sell gold, because Hong Kong is a bridge connecting the West and will not change the status quo, so everything will return to normal If things are calm, gold prices will naturally fall back slowly."
Lin Zhichao nodded and said: "Anyway, this is how I understand it. If Yangcheng is gone, the Jiang family will naturally fail, and the mainland will naturally be at peace."
Jian Dongpu blurted out: "You are so optimistic...?"
Lin Zhichao said with a smile: "I also conducted an analysis based on the scale of mainland businessmen coming to Hong Kong, so it is just a bet, and the odds of winning are high."
Jian Dongpu nodded and did not continue the discussion because Lin Zhichao no longer dared to speak.
In the end, Lin Zhichao got his wish and got a 500,000 loan. He plans to give this fund to Lee Shau Kee for gold speculation. He will only supervise it occasionally and remind Lee Shau Kee not to use leverage. You can already earn more by doing short-term, so why bother to deleverage?
There are many opportunities to make money, so there is no need to take too many risks.
At the same time, Lin Zhichao will rarely directly participate in gold speculation because he has no energy.
........
At 7 o'clock in the morning, Li Shauji arrived at the Yangtze River Bank, along with several colleagues: 'gold traders' Ah Shan and Ah Jin, and 'financial assistant' Ah Hao.
As for the other four colleagues, they are employees of the sales department on the first floor and only need to go to work at 7:30 every day.
"Let's summarize the information and analyze the buying points. Tell us what you have discovered. After all, we are a team." Lee Shau Kee said modestly, citing his boss's term "team".
This team has received 500,000 Hong Kong dollars in "gold speculation funds" (a large part of which was handed over to the gold and silver trading center as margin), and now it has officially begun to participate in gold speculation, and everyone has different proportions of the bonus, so everyone Must go all out.
Ashan is a very smart person and said: "Yesterday afternoon, Hang Seng Bank and several trendy bank accounts bought a lot of lots at the same time when the market was about to close..."
A Jin also said immediately: "I also found that the number of calls received by these two groups of people suddenly increased..."
Because the boss told everyone that the gold and silver trading market is divided into black and white chess players - Guangdong and Shanghai, and Guangdong and Chaoji and Hang Seng, so keeping an eye on these two groups of people is a task for the two people in the field.
Lee Shau Kee wrote useful information on the paper and said: "Well, it seems that today may be a buying opportunity. They are driving up the price of gold."
Lee Shau-kee thought in his mind: "The information I got from my brother and Uncle Shi is that Aomen has imported a lot of gold and is going to smuggle it to Hong Kong for cash."
Combining the information in this way, we can deduce that the price of gold in the gold and silver trading market will be pushed up for a while, followed by a large amount of cash out.
As for, the boss said that mainland gold will rise sharply in the future, but it is just a general environment. This information is of course also very useful, because after the fall, it is an opportunity to buy again.
"Okay, you guys will start later, observe the scene, and report to me as soon as possible the developments of Hang Seng Bank and Chaoji Gold Merchants. Remember, call me if there is any movement."
"Okay, Shopkeeper Li."
After the meeting, everyone went to their respective posts.
The accountant and operator 'Ah Hao' was always guarding the phone upstairs, while Lee Shau Kee went downstairs to check on the store business and prepare to open the door.
"Shopkeeper Li"
"Well, good morning everyone."
Lee Shau Kee is humble but confident, and is respected by everyone. What's more, everyone knows that the boss trusts shopkeeper Li very much and almost occasionally visits the Yangtze River Bank to inspect the business.
"Business has been good recently! Although our Yangtze River Bank is not an old brand in this industry, due to the reputation of Yangtze Real Estate and Yangtze River Industries, many people choose to trust big companies like us. So, everyone works hard, and listen to the boss, you You also get a share of the bonus, the better the business, the more you earn."
The morale of the three tellers and one waiter suddenly rose again, and they all worked hard.
Li Shauji went out for a walk again, asking about some information on Bonham East Street, and even went to Uncle Shi's shop to chat for a few words.
After doing this, he returned to the Yangtze River Bank.
"Shopkeeper Li, Ashan called just now..."
Li Zhaoji nodded, not in a hurry.
Afterwards, he called the gold and silver trading center, asked about the prices of the recent transactions, and then said: "Okay, when someone sells it, I will start grabbing orders and contact you by phone."
........
Gold and silver trading ground.
In the middle of the patio, a gold trader's fingers were bent outward (the hand can be rotated). Ashan was already ready and rushed forward in one stride. After feeling like he had been patted twice, he quickly returned with satisfaction.
In just a few seconds, he had already grabbed two lots (200 taels) of gold at a price of HK$331.5 per tael.
After the purchase, A Jin, who was responsible for answering the phone over there, quickly dialed the phone, reported the situation to Changjiang Bank, and received new instructions.
“Keep buying!”
After receiving the instruction, Ashan pushed towards the crowd again.
Although I didn't grab it later, I grabbed two more lots at the price of HK$331.7 per tael.
Throughout the morning, Ashan made frequent moves and bought 18 lots of gold. The average price was HK$332.5 per tael, and the total price was HK$598,500.
The price of gold also rose to HK$333.8 from HK$331 in the morning, with a price premium of HK$2.8 per tael.
Before the market closed at noon, everyone went to the settlement department to register the transactions completed in the morning.
On the way, there was naturally a lot of discussion.
"The Yangtze River Bank was very powerful this morning. It took in 500,000 to 600,000 gold, right?"
"Well, are you planning to come to the trading center to get gold again?"
This information was also fed back to their boss in a timely manner, and Yangtze River Bank became a small focus of the market for a while.
Liao Baoshan was in the office and said to herself: "It's a good time to buy something!"
By connecting to the Chaoji telegraph station, he learned that many gold smuggling ships were arriving at the port the day after tomorrow. This meant that gold would rise sharply in the past few days, and then fall sharply.
Through this kind of radio station information, he can intervene in advance and sell it at a high price.