Chapter 178 Opening an Account

Style: Romance Author: Kindergarten masterWords: 2157Update Time: 24/01/11 08:29:15
"Mr. Jing, please!" Wei Chenjun smiled and invited Jing Gao to taste Jialinlou's signature dishes: various raw Menghai.

Includes turbot, lobster, scallops, sea bass, etc.

Although Wei Chenjun settled in Hong Kong Island, he received Western education. She went abroad when she was in high school, studied at MIT in college, and later worked in an investment bank on Wall Street. But she is humane and sophisticated.

Regardless of whether Jinggao has 1 billion US dollars in funds, she doesn't need to question it now, she will always find out the truth.

"Mr. Jing, please try this snack again: Sicilian red shrimp xiaolongbao. A popular classic dish."

"Well, thank you!" Jing Gao took a taste of the chopsticks and slowly ate the steamed dumplings.

It was past ten o'clock in the evening when we came out after dinner, almost eleven o'clock. This is not because Wei Chenjun is waiting for Jing Gao to have dinner. Jing Gao doesn't have such a big reputation. Instead, her work and rest schedule follows the opening time of the U.S. stock market.

"Mr. Jing, see you tomorrow!" Wei Chenjun shook hands with Jing Gao and left in the car at the entrance of the Peninsula Hotel.

Jing Gao smiled and turned around and entered the Peninsula Hotel.

According to the writing in the Internet article, if he is a "flower lover", he will wear gold-rimmed glasses, part his hair, put on a handsome suit, put his hand to his nose and smell it, and the lingering fragrance will linger. Wei Chenjun is indeed very beautiful!

But are there such pretentious people in life?

Jing Gao didn't go that far. Enjoying life and mixing among flowers are two concepts. The latter is a subset of the former. Life is not only poetry and distance, but also contentment. Similarly, happiness in life can not only be obtained by interacting with women, but also friends, a sense of accomplishment, interests, etc.

Jing Gao didn't know that it was because Weiwei's answer that she almost agreed to be his girlfriend made him feel happy? Still, when you come to Hong Kong Island, you can use unlimited cards without restraint. All the rules and restrictions are broken and it is extremely comfortable.

In short, he is in a very good mood now.

In the hall, Xiao Qiao and bodyguard Fu Ye came forward. Seeing Jing Gao's face glowing with joy, Xiao Qiao asked curiously: "Mr. Jing, are the talks settled?"

Of course, Jing Gao will not bring Xiao Qiao alone when he comes to Hong Kong Island. Now is no longer the time for him to go to Henghu Medicine alone. Xiao Qiao also brought an assistant who was proficient in English. The little girl has CET-8 professional English, can speak at a translator level, and also has an accounting qualification certificate.

She and Fu Ye both took economy class when they arrived.

The average per capita online is 985, and the annual salary is over one million. But a real annual salary of five hundred thousand is not that easy to get. It requires excellent skills and qualities. And this requires hard work and a lot of time.

Some people disagree with Ma’s father’s view that “996 is a blessing”. All kinds of witticisms and ridicules on the Internet. But to be honest, it depends on how much you pay. If you can earn 500,000 to 600,000 yuan a year, if you don’t go, there are many people who want to go.

Most of the people who mocked them probably couldn't pass the interviews of Alibaba, Huawei, and Tencent, and they didn't even qualify for "996".

Making money is not that easy.

Jing Gao nodded to Xiao Qiao and said: "Go to her office in Central at 10 a.m. tomorrow to verify the capital and sign the contract. According to her rules, the annual management fee is 3%, and excess income is calculated separately."

"Grab money!" Xiao Qiao calculated in his mind that the annual management fee is 30 million US dollars! With long legs, I followed Jing Gao upstairs. The room at the Peninsula Hotel was already open.

"Choose a bank tomorrow. I'll transfer the funds."

Where did you get the funds? Xiao Qiao suppressed her doubts and said, "Okay, Mr. Jing."





Hong Kong Island's financial industry is developed, with more than 150 banks, large and small. They are divided into licensed banks, banks with restricted licenses, and deposit-taking companies. Among them, only licensed banks can use the name "bank" without restriction.

The businesses that a licensed bank can operate include: current and savings deposit business, accepting deposits of any amount and term from the public, paying or accepting checks issued or deposited by customers.

The businesses of banks with restricted licenses include: engaging in merchant banking and capital market activities, and accepting deposits of any term of HK$500,000 or above.

As for "deposit-taking companies", they are all subsidiaries of banks. Mainly engaged in: private consumer credit, commercial loans and securities and other specialized businesses.

The first problem Jing Gao faced was to select a bank from more than 150 banks to provide him with financial services.

First of all, banks in the United States and its subordinate countries (the Five Eyes alliance) can be excluded. How long has it been since the 2013 Prism scandal? It’s not easy to create a literary Snowden. He's out of his mind again.

Secondly, he didn't want anyone to check his bank statements again. There was nothing wrong at first, but if there were too many checks, something would happen.

Wu Jingshu, who is also a translator and accountant, suggested: "Mr. Jing, then choose Swiss Bank. Although on May 6, 2014, Switzerland signed the Declaration on Automatic Exchange of Information on Tax Matters with 46 countries, marking the 300th anniversary of the Swiss banking industry. Years of secrecy are coming to an end, but their secrecy is still better than other banks."

Idaka said: "Then Swiss Bank!"

A few people took the Peninsula Hotel's courtesy car to the Swiss Bank (UBS) building in Central.

The person who came to receive the reception was a man in his twenties or eighties. He spoke Cantonese and enthusiastically brought the three of Jinggao to a small reception room, served tea and poured water, "What business do you want to handle? You can call me It’s Owen.”

Jing Gao drank tea and said, "I want to open an account with your bank."

Owen quickly switched to Mandarin and said: "Hello, sir. My Chinese name is Xu Yanghong. I am happy to serve you."

The subsequent account opening process went smoothly.

This made Jing Gao a little surprised. Nowadays, speaking Mandarin in Hong Kong Island, the probability of being called "Ah Chan" or "Bei Gu" is not high. We are the rich people now. The value of the RMB has long surpassed that of the Hong Kong dollar.

But it’s normal to get a blank stare or poor service. Therefore, he and Xiao Qiao specially brought Wu Jingshu, who was good at speaking English, with them. It’s hard to imagine that the account manager of this bank has quite a professional ethics.

"Mr. Jing, this is your bank card." Xu Yanghong politely presented the bank card. Before sending Jinggao and his party out. Jing Gao had just informed him that he would transfer a sum of funds to this account later.

The driver slowly started the Mercedes-Benz and headed towards the Bank of China Building not far away. Wei Chenjun's office is located here.

In fact, as a company that operates in the stock market, bond, and futures markets, in today's era of developed Internet and mobile phone networks, there is no need to be crowded here in Central. However, setting up an office in Central, where land is at a premium, can better demonstrate her strength.

Jing Gao took out his mobile phone. Before coming, his commonly used mobile phone number had already opened various services and opened Alipay transfer.

According to common sense, the figure of 1 billion US dollars cannot be transferred out at all. Moreover, his Alipay is a RMB account. But in his operation interface at this time, the journey was smooth and the funds were received smoothly.

After a while, a text message from UBS came: Dear Mr. Jinggao, your account has received US$1 billion.

At this time, the group also arrived in front of the Bank of China Building.