It is said to be a "small hall", but in fact the area is not too small. The small room of more than fifty square meters is furnished with a set of Chinese-style tables. There are Chinese calligraphy and paintings hanging on the walls of the room. There are lush green potted bamboos in the corner.
The waiter in aqua blue uniform and skirt brought a pot of "Tieguanyin", which was full of fragrance.
Jing Gao sat in the yellow pear wood official hat chair, smiled and nodded, "Thank you."
"You're welcome!" The pretty waitress in her early twenties smiled sweetly and left with long legs in a happy mood.
Jing Gao's "Jinghe" membership card was entrusted to Gong Cheng. Otherwise, he would not have brought Deng Ran here to eat. Just because I was discussing things with Wei Zhengyuan here this afternoon, I thought I could stay for dinner. That was not very stable.
Uncle Wang was only forty-one years old and looked like a handsome middle-aged boy. Watching the "interaction" between Jing Gao and the waitress, he mentally evaluated whether this young man liked "playing" or whether a tutor would be better?
Taking a sip of tea, Wang Bocai said with a smile: "Mr. Jing, let me first introduce my tourist town in Xianghe."
Wei Zhengyuan was drinking tea. He quickly waved his hand and said, "No, no. Mr. Jing, Lao Wang, you two can talk alone. I won't listen to the next commercial secrets." He got up and went outside to wait.
…
…
Deng Ran, led by the waiter, visited Jinghe Club. She didn't know how long Jing Gao would have to talk. How tiring it would be to sing alone! I just asked the waiter that I could "hang out" here in Jinghe, so I walked around on the 6 floors.
Jinghe Club provides conference rooms for business meetings, banquet halls for dinners, KTV, private cinema, gym, SPA, billiards hall, and chess and card room. The main function is food in addition to business activities.
While Deng Ran was visiting, Dong Lingxi, who had been "hanging out" in Jinghe all year round, received news: Jing Gao and a friend who is a food e-commerce company came to discuss business.
In the No. 2 banquet hall on the 62nd floor, Dong Lingxi wore a dark blue suspender dress with complex patterns and ruffles. The thin sling stretched across her white shoulders. Wearing a white coat. It highlights her bright charm very well.
Talking about business? What business are you talking about?
"I understand." Dong Lingxi replied to the message on his mobile phone WeChat. He placed the fruit machine on the marble coffee table at hand, looked at the middle-aged man in front of him, and continued the previous conversation.
He is about fifty years old, has heavy bags under his eyes, and looks unsightly. She said in a low voice: "Ms. Dong, it's hard to do business in the textile industry now! Banks no longer lend. Please help me."
Dong Lingxi pondered slightly, with a thoughtful look on his bright and dignified oval face. After a moment, he said: "Mr. Lu, I do have a funding channel at hand, but I don't dare to guarantee whether it will succeed. I will give you an answer tomorrow."
Mr. Lu was immediately overjoyed and said gratefully: "Miss Dong, thank you, thank you!"
Dong Lingxi waved his hands grandly and calmly.
Later, he just stood up and watched Mr. Lu leave.
Miss Dong is a brand in Jinghe!
…
…
In the Chinese-style hall on the 60th floor. Jing Gao listened to Wang Bocai's general talk for half an hour and roughly understood how the tourist town in Xianghe operated.
Xianghe is located in the northern part of the North China Plain, bordering Beijing and Tianjin on all sides. It is known as the "Pearl of Gyeonggi".
The economy is strong. There are 3 provincial-level industrial parks and 1 provincial-level agricultural high-tech park. It has huge development potential and is the most potential sector in the Capital Economic Circle and the Bohai Rim Economic Circle.
Ranked among the “Top 100 Counties in Comprehensive Strength in the Country”. It was recommended as one of the best leisure travel destinations by "China National Tourism" magazine. The most famous one is undoubtedly the National Football Training Base under the Chinese Football Association.
Therefore, the tourism industry in Xianghe is very promising.
Wang Bocai's "Ming and Qing Town" is located next to the canal. Excellent location. The annual output value brought by receiving tourists is about 84 million yuan. Pre-tax profit was more than 25.3 million yuan. Net profit was 11.718 million yuan.
This financial statement is the younger brother in tourism companies. For example, the leading enterprise in the tourism industry: Huangshan Tourism, in its published financial statements, its operating income in 2015 reached 270 million.
But for a tourism company located in Xianghe, this data is pretty good. With annual profits and taxes of tens of millions, they are treated as "golden dolls" by the government.
Wang Bocai chose to expand the second phase of the town, mainly for commercial real estate development. The capital chain is very tight. At the same time, some legal disputes occurred with local residents. All kinds of things put together made him very embarrassed, looking for funds everywhere.
Jing Gao sat in a wooden chair, drank warm tea, ignored Wang Bocai's earnest gaze, and said slowly: "Mr. Wang, I will lend you 10 million for six months. The interest will be according to the rules of private lending."
After hearing what Professor Zhao said last night, he suddenly became less interested in the tourism industry. His original intention of getting into the tourism industry was that he might be able to wear a tourism development vest in the future and actually build a farm to live and play on his own.
What he is most interested in now are labor-intensive industries that can expand his social influence and enhance his social status.
But since he agreed to come and talk, he didn't mind lending a sum of funds to Wang Bocai to make a quick buck. At the same time, it also expands the “business circle”.
Uncle Wang gritted his teeth a little and drank tea to cover up his slight sadness.
Private lending rates are very high. Usually the monthly interest rate is one to three cents. The equivalent annual interest rate is 12%-36%. In 2016, the one-year benchmark loan interest rate announced by the central bank was 4.35%.
This shows the huge cost of capital.
If he really wanted to borrow funds like this, why would he make a special trip to the capital to find Jing Gao?
Two points. First, ten million is too little. He needs at least 20 million. Second, the capital cost is too high.
Wang Bocai pondered for a while, leaned forward slightly, and said sincerely: "Mr. Jing, the interest rate on private loans is too high. How about I raise 30 million from you and sell you 15% of the company's shares?"
His annual net profit margin is only about 13%. The capital cost alone would cost him 2 points, how could he be willing to do so?
Jing Gao laughed and sipped the warm tea. As the old saying goes: there is no business without treachery, and it turns out that way.
Wang Bocai’s travel company is valued at 200 million, can you believe it?
I want to eat shit.
Seeing that Jing Gao seemed unmoved, Wang Bocai became anxious and persuaded: "Mr. Jing, when I finish building the building and start pre-sales by the end of the year, the value of the company will increase dramatically, and it will be worth at least 500 million."
Jinggao is not good at business negotiations. But with the funds in hand, he is equivalent to "Party A's dad" and has a relaxed mind. On the contrary, many things can be seen very clearly.
Jing Gao waved his hand and said clearly: "Mr. Wang, if you really want me to raise funds and buy shares, that's not how it works. A third-party financial audit must be conducted to arrive at a relatively reasonable valuation.
In addition, if I want to invest in your company, I at least have to go to Xianghe to see it in person. It makes sense to invest 30 million without even asking, don’t you think?
Here's what I think. Two options. First, I will lend you 10 million yuan at an annual interest rate of 8%. I want to give you Mr. Wei’s face.
Second, I will spend 30 million to invest in your company. After inspection and valuation, I will invest the funds in batches. After the houses and shops are sold, you buy back these shares based on the company's valuation at that time.
At the same time, we signed a premium repurchase clause. The minimum repurchase price shall not be lower than 12% of the current price. "
