Xia Li and Cao Xuemei's expressions suddenly changed.
Borrow money and ask them to pay it back?
Are you still talking about family ties?
They asked to borrow 100,000 yuan, but they really never thought about paying it back.
Their calculation in mind is that with one hundred thousand yuan, they can not only pay for their children's school fees, but also allow them to invest in small businesses.
In this way, their lives will slowly get better and they won't be as hard-pressed as they are now.
But they never expected that they would be asked for a repayment plan when borrowing money?
Are you willing to borrow or unwilling to borrow?
Cao Xuemei frowned and said, "Xiaoye, you can't be too ruthless! If you want to borrow, just borrow, and if you don't, don't. There's no need to make things difficult for us, right?"
Xia Ye said calmly and calmly: "Okay, since you can't come up with a repayment plan, we won't borrow the money. You can think of a way on your own. If it doesn't work, just borrow it from my third uncle's house?" Don’t you run a soda factory? Don’t you have more money? Why don’t you borrow it?”
Cao Xuemei was speechless by Xia Ye.
The third uncle in Xia Ye's mouth was Xia Cheng's other younger brother, Xia Jian.
But although Xia Jian has a little money, he is very stingy and has no mercy.
Xia Li and Cao Xuemei had encountered many obstacles with Xia Jian.
Seeing that Xia Ye had no intention of compromising, Xia Li said anxiously: "Xiaoye, listen to my second uncle. As long as you are willing to lend money to my second uncle, I will definitely pay you back within five years, okay?"
Xia Ye said without hesitation: "If it takes five years, we can't borrow 100,000 yuan. You are all laid-off workers now, and you don't say how you will earn enough 100,000 yuan to return it to us. There is no logic at all. You want to ask for 100,000 yuan, and use our house as a bank ATM? Even if you go to the bank to borrow money, people have to ask you what you do and how much you earn every year, right?"
Cao Xuemei choked up and said to Xia Cheng and Wang Lan: "Brothers and sisters-in-law, even if we beg you! If our family hadn't really encountered difficulties, we wouldn't have spoken to them! Just help us."
After saying that, she collapsed on the ground and started acting.
"Xiaoye is so ruthless, you can't be so ruthless! Big brother, sister-in-law, Xia Li is your biological brother after all. If you don't help him, who can help him? Yiyi is also your niece, we can't let her go to school. Can’t afford it?”
Xia Cheng and Wang Lan were at a loss when Cao Xuemei made a fuss.
Even Jiang Mu on the side could hardly stand it anymore. She didn't expect that the relatives of Xia Ye's family were so good and would never give up until they achieved their goals.
Xia Li said with a dark face: "Get up quickly, what are you doing here? Xiaoye is ruthless, and my elder brother is not a ruthless person. Brother, you can definitely help our family, right?"
The corners of Xia Cheng's mouth twitched, and his heart began to waver.
After all, Xia Li is his biological brother.
The conditions at home are better, so why can’t we just help them a little?
He came to Xia Ye's side, pulled his sleeves, and lowered his voice and said, "Xiao Ye, that's it. After all, we are a family. If it's so ugly, people will laugh if it spreads."
"Dad, can you have some bottom line? Today they ask for one hundred thousand, but tomorrow they dare ask for one million. Do you believe it?"
Xia Ye's words made Xia Cheng gradually regain his senses.
As an elder brother, he knows exactly what kind of person Xia Li is.
Over the years, Xia Li's family had rarely visited them.
Cao Xuemei is also a very shrewd woman who likes to scheme with others about everything.
Now they can plead kindly and plead hard.
Once you lend money to them, it will be extremely difficult to get it back from them.
Xia Cheng sighed and smoked the dry pipe helplessly: "Xia Ye has the final say on borrowing money."
Xia Li and Cao Xuemei both looked at Xia Ye with frustrated faces.
"Xiaoye, can I just treat you as my second uncle and beg you?"
Xia Ye shrugged and said: "I didn't say I won't borrow. You just need to write a detailed repayment plan. For example, how much money you make from your business in a year, how much money you use for family expenses, and how much money you use for repayments. What is the loan period? What should I do if I lose money? What should I do if I don’t pay the money yet? Write these in detail, and then give me an IOU so that we can both rest assured. I am not afraid of you defaulting on the debt. If you default on your debt, I will sue you and make you a dishonest person, and you will bear the consequences yourself."
Xia Li and Cao Xuemei were stunned.
Cao Xuemei originally wanted to borrow 100,000 yuan to live a good life, but she had no intention of paying it back.
If Xia Cheng and the others were relatively easy to talk to, she would like to borrow some more after a while.
But Xia Ye asked them to write a repayment plan, which completely disrupted their minds.
They have never thought about how to make money or how to pay back the money. They have never thought about this at all.
More importantly, Xia Ye showed no mercy at all and actually asked them to write an IOU, and made them bear legal responsibility for defaulting on the debt?
Cao Xuemei has always felt that she is very smart. At least in many things, she will not suffer and can take advantage.
But she just discovered today that her nephew Xia Ye is the truly shrewd person, and he will not let herself suffer a little loss.
As expected of someone who lives in the city, he is so thoughtful!
Xia Li lowered his voice in Cao Xuemei's ear and asked, "Xuemei, what should we do? Seeing Xia Ye's intentions, she has no intention of borrowing from us. Otherwise, we should stop being so warm to others."
Cao Xuemei said to Xia Ye with a calm face, "Okay, then we will prepare the information you mentioned, and we will come back next time."
Xia Ye shook his head and said: "What I said is not enough. You have to find a guarantor before I can borrow it. It's okay if you can find your third uncle to be your guarantor. I'll probably be your guarantor for the others." The possibility is very low.”
"You..." Cao Xuemei was so angry that she could only drag Xia Li and ride away on her bicycle.
On the way, Xia Li asked with some confusion: "Daughter-in-law, what does Xiaoye mean by this? Why do you need to guarantee it? Let's just borrow 100,000 yuan, why are we in so much trouble?"
Cao Xuemei said angrily: "Can't you see it yet? He just wants to make things difficult for us! This bastard has been around the city for a long time and has 800 tricks. Can we beat him? But I just want to swallow it. If you don't take this tone, doesn't he think we can't find a guarantor? So I just asked him to find one."
"Then who should we ask to be the guarantee? Who is willing to do it for us?"
Cao Xuemei rolled her eyes at Xia Li's slender head and said, "Can't you hear it? I've already given you a hint. He asked us to find your brother as a guarantor, isn't it just a guarantor? Let's go and beg Xia Jian. chant."
Xia Li said somewhat depressedly: "Can Xia Jian be happy? Don't we understand him yet? He is so stingy, why didn't he help us sooner if he could?"
"Let him be the guarantee, not the money. What are you afraid of?" Cao Xuemei's eyes flashed.