Because it was Xiao Chen who provided the money, Liu Xiangqin and Xu Wenzhou decided to name this bank Xiaoji Bank after discussion.
And openly publicized that Xiao Ji’s Xiao was Xiao Chen’s Xiao.
The boss Xiao Chen is almost a god in the eyes of the people of Yanyun County, so it is perfect to use his reputation as a sign.
This is called using a tiger's skin to make a banner.
The banner was raised, the banknote account was officially opened on the 23rd of the twelfth lunar month, and various small-denomination banknotes in the account were printed and distributed, but the expected embarrassment inevitably occurred.
No one among the common people recognizes this thing!
Can a colorful and thin piece of paper be used as a lot of money and silver?
What about fooling children?
It feels like there is nothing in your arms. How can there be that heavy sense of security that copper coins and silver bring to people?
It is said that it can be exchanged freely, and the ticket office is open day and night, but who knows when one day you will be out of business?
Do you know why there is no bank account in Yanyun County now?
It’s just that no one believes it, no one uses it, and it has no credibility.
I just want to ask you, is it a forced transaction?
If not, then we won’t use it for now…
Of course, it is impossible to force ordinary people and merchants to use such banknotes.
But coercive means have to be used for a while.
Liu Xiangqin and Xu Wenzhou spent countless words to convince Chen Jisheng and Liu Congshu that after the Spring Festival, the salaries of all officials in Changshan Prefecture's yamen will be paid in banknotes.
After the order was given, officials of all sizes in Changshan Prefecture immediately started to wail.
What do I rely on!
Just because we try our best, fulfill our responsibilities, work hard, work hard, and become as tired as our grandchildren, why do you just bully us like this?
However, the order is serious and the execution is resolute.
Liu Xiangqin spoke out.
If anyone dares to be dissatisfied, just ask him to come to me. I will definitely treat him and make him docile.
Anyone who dares not to accept it will be punished as disobedient!
It can range from a fine to a severe penalty, and it can range from dismissal from office. We will never tolerate it!
If you want to make a fuss, feel free to make a fuss. Girl, I'm just trying to find someone to stand out as a warning to others.
Someone asked, after receiving the banknotes, couldn’t they just go to the bank account and exchange them for cash?
Is it possible that Liu Xiangqin didn’t think of something that everyone thought of?
These banknotes are all stamped with official seals and cannot be exchanged within a year. They can only be circulated. They can be exchanged for silver during the Spring Festival next year.
So how did we spend this year?
That's your own business. Who's to blame if you can't spend it if you have money?
Can we use our authority to force those merchants to accept our banknotes?
OK.
It's just that he has to be punished for the crime of oppressing the people.
There is no way to live this miserable life!
Because officials also need to eat and buy food, they had to discuss it with the merchants earnestly.
Present the facts and be reasonable.
Tell them that the future trend of our Yanyun County will be Jiangzi. No matter what kind of transaction, it will be settled with banknotes.
This is actually good for you. First of all, how convenient this banknote is to use. For example, if you take this 100-yuan note, is it easier to carry than 100 copper coins?
You said that you still have to tie up a hundred copper coins with a rope. If the rope breaks down and the coins are scattered, you have to look for them all over the ground. It's fine during the day, but what do you do at night? You lost ten or eight of them and you don’t feel distressed?
Besides, how sure are you of keeping this in your personal collection? What kind of thief can steal it? It's as if you were carrying a hundred copper coins and it was heavy and heavy, and you were walking awkwardly...
Besides, these small-value banknotes are even more useful. They are available in ten taels, five taels, two taels, one tael, and five taels. They are especially convenient for those of you doing business.
First of all, you don’t have to worry about silver being adulterated with copper and lead, right? You don’t have to worry about its quality, and you don’t even need to use a pair of scissors or scissors when trading!
If you still don't want to use it, even if you don't want to use it, then that's fine. If you just take this and exchange it for silver and copper coins at our Xiaoji Bank, can't you?
We can't exchange, but you can, it's just a little troublesome to walk a few more steps, and you have to mark your deposit on the exchange ticket. This is not to prevent you, but to prevent us from finding someone to exchange it privately. This is a serious transaction. We have nothing to worry about...
Merchants can't stand the nudges from these people. Besides, many of them are parents. If they put down their dignity and come to negotiate with us, you have to give them some face.
Anyway, the amount is very small, even if the loss is not big, then just accept it first. If you can't exchange it later, we will talk about it later.
Of course it can be redeemed, because Liu Xiangqin had long expected that there would be such a rush to redeem, so he was already prepared.
Not only have we prepared enough cash and copper coins, but we have also thoughtfully set up a tax office in the ticket hall. You can queue up to exchange for silver, or you can use these banknotes and banknotes to pay taxes directly.
He also issued a notice that in the future, all monetary transactions involving officials, including the payment of various commercial taxes, customs duties, land rent, etc., must be settled with banknotes.
Why? Just because there are more and more transactions in our Changshan Prefecture, the manpower in each yamen is seriously insufficient. It is too troublesome to weigh the silver, check the color, color and number of copper coins. We are simply too busy. In order to improve efficiency, we only accept banknotes. I hope everyone Please be patient and understanding.
What should I do if I don’t have any money? You can exchange it with silver...
At first, as long as the merchants received the banknotes, they would go to the ticket office to exchange them on the same day. Only when they exchanged them for silver and copper coins did they feel at ease.
But every time the exchange was successful, I gradually became a little lazy. I felt that it was too much trouble to waste time and shoe soles for dozens of big bucks.
It's better to save more before going. Besides, it doesn't matter if you keep some in your hand. You can still use it when paying taxes in the future.
In addition, this kind of banknotes are extremely beautifully printed, with a large Xiao symbol and the amount on the front, and various landscape paintings on the back.
For example, the ten-copper banknote with the smallest denomination is printed with Yanyun Mountain, the symbol of Yanyun County, the back of the one-hundred-coin banknote is printed with Niutou Mountain, the five-coin banknote is printed with Yinshan Mountain, the one-tael silver coin is printed with Changshan, and the five-tael silver banknote is printed with Changshan Mountain. It is the mountains and rivers of Jiangnan, and the ten taels of silver represent the scenery of Sichuan...
It is said that these were all drawn by Ye Baiqing, our Hanlin scholar, and carved by the great craftsman Gongsun Ban. As for the regular regular scripts above, they were written by Mr. Chen Jisheng himself.
Therefore, although it is a printed matter, it also has a certain collection value. Someone collected a set, framed it, and hung it in a conspicuous place in the store, but it also attracted many out-of-town tourists to stop and watch.
Another magical thing about this kind of banknote is that the numbers on it are printed with special materials and can be seen clearly at night. It is said that this is called luminous anti-counterfeiting technology, but it is unheard of.
You guys would like to guess whose idea this was?
As a modern person, Xiao Chen knows the importance of anti-counterfeiting, so he would rather increase the cost of making banknotes than eliminate the harm of counterfeit banknotes.
