Although the road in Izumo Village has not yet been repaired, it is open to traffic, which means that the factory can start construction.
Lu Fan also hired Mr. Hans, the world's top design master, to design the factory.
Everything is ready, now we just need funds from the Mi family.
But at this critical moment, the Mi family's funds had problems, so Lu Fan came to discuss with them urgently.
"What is the problem? For a family as big as yours, the capital chain will be broken?"
Mi Guiren's face looked a little embarrassed, and he glanced at Huang Zongliang who was sitting beside him.
"It's okay, Zong Liang is one of our own, just tell me what you have to say."
The reason why Lu Fan brought Huang Zongliang here was because he wanted this kid to contribute. If Mi Guiren had to avoid Huang Zongliang, how could he be asked to contribute?
"Of course, I am quite relieved about Zong Liang." Mi Guiren smiled heartily.
Huang Zongliang curled his lips.
Are you quite relieved about me? Then why didn’t you just say something directly?
If he didn't have to give Lu Fan face, he wouldn't be bothered to listen to Mi Guiren's chatter here.
Mi Guiren was not stupid, and of course he saw Huang Zongliang's dissatisfaction, so he could only quickly tell his troubles.
"It's like this. A company like ours actually doesn't have much cash flow. When we need money, we go directly to the bank for loans to meet emergencies. But this time, there was a problem with the bank."
Lu Fan nodded.
A company with truly ambitious ideas will not allow too much cash on its books.
Funds can only be circulated. The more they are circulated, the more money a company can make.
As for capital, they will never allow a large amount of cash to lie in the bank and sleep. Money stored in the bank will only depreciate.
This is the case with the Mi family. All their cash is used for investment. Not only that, they also borrow a large sum of money from the bank to invest in order to obtain greater profits.
Because of their strong repayment ability, banks are generally willing to lend to them.
But this time, for some reason, the bank was unwilling to lend money to the Mi family.
"Did you offend the bank? Or maybe there was an overdue loan?" Lu Fan asked with a frown.
"How is that possible?" Mi Guiren smiled bitterly, "We have always had a good relationship with the bank, so this time, I don't know why, they suddenly stopped giving us a loan and urged us to repay the previous loan quickly. .”
This behavior of the bank is very abnormal.
When something goes wrong, there must be a monster, and there must be some problem hidden behind it.
That's why Mi Guiren quickly called Lu Fan to discuss the matter.
"Which bank does your Mi family work with?" Lu Fan asked again.
"Hua Xia Bank." Mi Guiren thought for a while, and then added, "We also have an account at Hua Xia Bank, but the funds mainly go to Hua Xia Bank, so the loans are also with them."
Banks are not stupid. They will not give you a loan unless the company's funds go to them.
All the money of Mi Enterprises is transferred through the accounts of Hua Xia Bank, and their loans are naturally obtained from Hua Xia Bank.
"Okay, I understand." Lu Fan knocked twice on the table gently, "I will accompany you to various banks tomorrow, and we will try to get the loan matter settled."
"What are you going to do?" Mi Guiren asked with some confusion.
He knew that Lu Fan was very powerful, with very good medical skills and good medical skills.
But these things have nothing to do with loans.
He can't just go to the bank, treat the president or something and then ask them to lend money, let alone beat them up and force them to lend money.
However, Mi Guiren soon thought that Lu Fan knew many people. Not to mention anything else, the Tang family alone had great influence in the entire Northern Jiangsu Province.
If the main figures of the Tang family can help, it may not be impossible to get these banks to lend money.
Thinking of this, Mi Guiren finally felt more at ease.
"Let's talk about it then." Lu Fan did not answer his question directly.
Mi Guiren felt that his guess was correct. Not to mention the Tang family, even Huang Zongliang, who had been sitting silently next to him, definitely had the ability to influence the bank's decision.
Sure enough, after Huang Zongliang and Lu Fan left the Mi family, they took the initiative to ask for help.
"I'll go with you tomorrow. Although I'm not very familiar with the people at the bank, they should be able to sell me a favor. It shouldn't be too difficult to get a loan then."
Huang Zongliang is very confident.
His family background allows him to have such confidence.
Although the bank is a relatively independent entity at the local level, it is under vertical leadership and only obeys the superior bank.
However, everyone knows very well that no matter what unit it is, as long as it is in a place, it must give face to that place.
The most respectable person in Lianhai City is Huang Zongliang's father. All the banks in Lianhai City dare not deny him face.
Not giving Huang Zongliang face means not giving face to his father.
That's why he was so confident that he wanted to help Lu Fan get a loan.
"Don't bother me. I'll go take a look tomorrow." But Lu Fan didn't accept the favor.
"It's just a few small banks. There are many ways to manipulate them, so there's no need to go to such trouble."
Of course he knew that if he took Huang Zongliang to the bank, all problems would no longer be problems and the loan would be easily approved.
However, Lu Fan didn't want to do this.
If Huang Zongliang relies on his identity to do things randomly outside, it will have an impact on his and his father's reputation. As a friend, Lu Fan doesn't want to see this happen.
In addition, Lu Fan was very interested in the sudden and inexplicable difficulties the Mi family faced. He wanted to know what caused the Mi family to lose favor with the bank.
If you take Huang Zongliang there, the bank will only be in a good mood, and you will definitely not see the real situation.
"Well, if you need anything, just contact me. I can help at any time." Huang Zongliang was a little frustrated.
Lu Fan patted his shoulder, and the two dispersed.
Early the next morning, Mi Guiren went to the hotel to find Lu Fan, and the two of them went to Hua Xia Bank together.
Tang Yuxi also insisted on going along, and Lu Fan had no choice but to take her with him.
The three people soon arrived at the Lianhai Branch of Huaxia Bank, which is the head office of Huaxia Bank in Lianhai City and the bank that directly interfaces with Mijia's business.
Of course Mi Guiren is a distinguished guest of Hua Xia Bank. When he comes, he usually goes upstairs from the back to find the president or vice president. But today, he was stopped at the stairs on the first floor.
