"Yumeng, please think of a solution quickly. If this continues, Tenggui City's economy will collapse. Do you really have the heart to see Tenggui City return to the village era?" Han Rubing also said anxiously.
"Ru Bing, don't be anxious. Things are not irreversibly bad yet. Modern business is very cruel. It is good to take this opportunity to let them have a long memory and let them know that it is best to be down-to-earth." Lin Yumeng said in a calm tone.
"Yumeng, you didn't go to the streets. You don't know how serious the problem has become. Now several collection companies have entered Tenggui City, and they have shown signs of violent collection. If I hadn't asked Xiaosi to keep an eye on me, If we follow them, we may have lost lives." Han Rubing said.
"Ru Bing, how can there be no sacrifices in a war? Besides, it's not really asking them to sacrifice, it's just making them anxious. If my guess is right, Haotian Financial will soon reach out to Teng Guicheng, that When the time comes, the real fun begins." Lin Yumeng said.
"Mr. Lin, it's impossible. The current economic situation in Tenggui City is so bad that financial companies are avoiding it. How can they come to this muddy water, especially Haotian Group. He is very aware of Tenggui's economic situation. Then it’s even less likely to come.”
Manager Zhao of Blue Sky Fund questioned Lin Yumeng’s speculation. After all, he has been in the financial industry for so many years and knows the ropes very well.
"Manager Zhao, you may know something about economics, but you don't understand human nature, let alone Haoyuan. He is a master who can kill people and will never stop at the stage of maiming them. The stupidity of the merchants in Tenggui City will only Let him become more unscrupulous, he not only wants to take away the economy of Tenggui City, but also wants to control our future." Lin Yumeng said.
"The money has gone into his pocket, what else does he want?" Manager Zhao muttered softly.
"If Haoyuan was just a person who valued immediate profits, Haotian Group would not have grown so big. If my guess is correct, Haotian Finance will soon enter Tenggui City to help those businessmen with low-interest loans Solve the problem of loan sharking." Lin Yumeng said.
"How is this possible, that he would be so kind?" Manager Zhao shouted.
Not only him, almost everyone felt that Lin Yumeng's statement was a bit outrageous, and even Li Qiye looked confused.
"If we continue to allow loan sharks to flood the financial market of Teng Guicheng, the result of this will be a complete collapse of the market, and those businessmen will run away one after another. Then he will not be able to find so many cheap and obedient labor forces. The most critical thing is that these businessmen The network of connections at Fuji Katsuragi is irreplaceable.”
Seeing that everyone still didn't understand, Lin Yumeng shook his head gently and continued.
"Haotian Financial will legalize these illegal loans at an interest rate stipulated by law, which is no higher than four times the bank rate, because the usury loans that merchants borrowed before are not protected by the law. Once the merchants run away, those loan sharks will People have no choice, because if they choose to run away, they will definitely become insolvent."
"Haotian Group will borrow money to allow those businessmen to repay the loan sharks by repaying the loans. In addition to making profits, they can also ask for kickbacks from the loan shark companies. After all, if they don't lend, the loan shark companies will not be able to collect the money back at all. Loan sharks will naturally be willing to pay the money."
"But you also said that these businessmen are already insolvent. What will they pay back if you lend them money?" Manager Zhao asked unconvinced.
"Alas, you have always been thinking like a capitalist and have forgotten that the most valuable thing is people themselves. Of course, it does not refer to their organs, but their ability to make money. Haotian Group will let them repay their loans in installments. , advance their wages for the next few decades.”
In fact, this model is not new. Real estate giants have always done this, turning one or even several generations into house slaves and car slaves.
