The next day after arriving in London, there was Katie's game in the morning.
Katie, who has blue eyes and is 1.82 meters tall, looks strong and well-proportioned, did not disappoint Zhang Jing and the audience. She once again defeated her opponents and created a 17-game winning streak as a dark horse. She entertained the public and also made money for gamblers. The bowl is full.
After the game, of course, Katie was once again surrounded by sports reporters and self-media reporters.
Zhang Jing held Ding Jiaqi's hand and watched from the outside as the high-spirited and confident girl answered reporters' questions calmly.
Until Irina in the crowd got a chance to ask a question, she seemingly asked accidentally: "Miss Katie, how do you spend the bonus you earned?"
Irina is a little girl, a brown-haired girl, who is big when it comes to big things and small where she should be. She entered Citiland as a refugee. She was Zhang Jing’s classmate for a month and was responsible for running video accounts and writing soft articles.
Katie looked at Irina, with the same attitude as when answering other people's questions, with a bright smile on her face and said: "I deposited all my money in Ahar Bank, and the monthly interest is stable at 20%."
"Wow," Irina said with a surprised expression, holding the microphone in her hand, "My fans and I have found a new way to make money."
"But I don't suggest you do this," Katie added after the conversation changed, "I'm already planning to cash out and leave."
"What's the reason?" Irina asked curiously.
Katie winked cutely, "It's a secret."
When Irina wanted to ask more questions, Katie had already started to be interviewed by other reporters.
Interestingly, a reporter behind Irina also asked about Ahar Bank, "Ms. Katie, do you also think that Ahar Bank is at risk of thunderstorms?"
"I am a tennis player," Katie explained with a smile. "You are sports reporters. Don't cross over to compete with financial reporters for jobs."
Zhang Jing was a little confused six or seven meters away. He looked at Ding Jiaqi and asked, "What the hell is Ahar Bank?"
"The situation here is a bit complicated," Ding Jiaqi introduced softly, "Ahar is called a bank, but you can't deposit money directly into it. Loans are very convenient. The disadvantage is that the interest is high, and the monthly interest starts at 12%."
Forgive Zhang Jing's limited knowledge. Most banks try their best to attract deposits. This is the first time I've heard of a bank that cannot deposit money directly.
Curious, Zhang Jing asked, "Jian Ming, please explain it to me."
"Li Mingxiang, a talented person who graduated from Stanford's Department of Finance, created the Terre ecosystem four years ago. There are two virtual currencies under this platform, one is Luna currency and the other is Ust currency."
"You can understand luna as gold, ust as rice dollars, and terre uses luna to achieve the stability of ust. To this end, three iron laws have been created. One is..."
"Wait a minute," Zhang Jing interrupted Ding Jiaqi, "What does this have to do with the bank?"
"Brother Zhang," Ding Jiaqi spread her hands, "I'm trying to explain it in the simplest way, but I can't explain it in one sentence."
"Then it will be simpler." Zhang Jing requested.
Ding Jiaqi nodded, "The initial transaction price of Luna coin was less than 2.4 million yuan. Later, the price went all the way down. The currency price has been less than 0.5 million yuan for a long time, and the lowest time seems to be only 0.1 million yuan;
In order to stimulate the price of luna coins, Li Mingxiang thought of many ways, such as application payment, game payment, scene payment, etc., but the results were not satisfactory. "
"Until Li Mingxiang founded Ahar Bank, this bank only accepted users to deposit ust coins. Because of the special relationship between ust coins and luna coins, when more ust coins were deposited into the bank, luna coins would decrease and the price began to rise. Now it seems to have risen to 110 yuan."
Zhang Jing's eyes widened, "From the lowest price of 0.1 yuan to 110 yuan!!!"
"Yes," Ding Jiaqi nodded, "Li Mingxiang belongs to the genius category and is considered a role model for finance students."
"However," Ding Jiaqi changed the topic and said, "clear the fog and look at the essence. Li Mingxiang is also trying to demolish the east wall to make up for the west wall."
"If that's the case, why didn't prices collapse?" Zhang Jing
Don't understand.
"Because it is relatively reasonable," Ding Jiaqi stood next to Zhang Jing, watching Katie's friendly interactions with reporters, and introduced in a clear voice: "Ahar Bank receives customer deposits in ust currency and pays depositors 20% monthly interest. , you can earn about 24% interest from lending.”
"How is this possible?" Zhang Jing questioned, "With such superb investment skills, why would he want to play with virtual currencies?"
"This is possible," Ding Jiaqi analyzed. "The first is borrowing. Ahar Bank requires customers to provide 200% of the collateral. The loan interest is 12%. The remaining 12% is earned through investment. For some people, 12% is earned. The rate of return is not an exaggeration.”
"Except for a few people who are in urgent need of money, who in the right mind would borrow a 12% monthly interest?" Zhang Jing felt that his brain was not enough.
"In order to increase the number of borrowing customers, Li Mingxiang has other loan subsidy methods. These methods are all linked to ust currency and luna currency. The actual monthly interest rate is about 5%. The gameplay is complicated, but I think behind the complicated gameplay, it is the behavior of tearing down the east wall to pay for the west wall. It's actually happened, it's just not known."
"Why do you have this judgment?" Zhang Jing asked.
Looking at Katie, Ding Jiaqi raised her chin, "It was Katie who reminded me that because of the economic downturn, more and more people are saving money and fewer and fewer people are borrowing money. The price of luna coins under the terre ecological platform depends entirely on Ahar Bank is supporting itself with loans. If nothing unexpected happens, accidents may come at any time..."
At this point, Ding Jiaqi shocked herself. Luna is the fourth largest virtual currency. If something happens to it, the consequences will be disastrous.
"What's wrong?" Zhang Jing asked his girlfriend concerned.
Ding Jiaqi quickly took out her mobile phone from her handbag, opened the options trading software, and searched for Ahar Bank options information. It was easy to see that someone was buying a large number of put options.
"Brother Zhang," Ding Jiaqi explained while holding up her mobile phone, "someone is openly shorting Ahar Bank. Unsurprisingly, someone will sell a large amount of ust coins used for anchoring in the next two days. The consequences may be unbearable for many people."
Just now Ding Jiaqi explained that UST is similar to the rice dollar, Luna is gold, and the Terre ecological platform uses Luna to achieve UST price stability.
According to the three iron laws created by the founder, Luna can rise indefinitely, while the price of UST can only hover around 1 meter. The quantity of UST cannot be increased manually, but it increases or decreases passively depending on the quantity of Luna. AHAR Bank only accepts UST.
In order to maintain the stability of ust prices and indirectly support luna prices, Ahar Bank needs to continuously lend out and create profits of no less than 24%.
It sounds complicated, but it's actually complicated. Zhang Jing only needs to understand that Ahar Bank only accepts deposits in UST currency, and he doesn't need to worry about anything else.
What Ding Jiaqi means is that if someone deliberately sells ust coins in large quantities, the entire terre ecosystem, including Ahar Bank, may collapse.
"Are there any opportunities to make money?" Zhang Jing asked with concern.
Ding Jiaqi thoughtfully suggested: "Purchasing Bitcoin put options can maximize your profits."
"Are these two things related?" Zhang Jing, a black man, asked.
"The Terre Ecological Platform is the fourth largest cryptocurrency. If something goes wrong, BitCoin will follow suit; but BitCoin is the largest in terms of volume. If you buy two put options for one dollar, the return on BitCoin will be higher."
"Try buying eight million yuan?" Zhang Jing tried to ask.
Ding Jiaqi reminded, "It may be a total failure."
Because there is still a large amount of cash in the Mithril space, Zhang Jing can regard the risk as nothing, edit the message and send it to Barbie, instructing her to transfer all the available cash in the farm account to Ding Jiaqi for her to operate.
