It was seven in the morning when we arrived at Ranch 666, and some cowboys were driving away.
The reason is that Barbie laid off 30 cowboys three days ago. Due to mad cow disease, 666 Ranch does not plan to increase the number of cattle for the time being. Too many people is not conducive to development.
Kanfen Ranch originally had 20 cowboys, and 666 Ranch originally had 30 cowboys.
Among the 30 people laid off this time, 5 are former cowboys of Kanfen Ranch; the other 25 are former cowboys of 666 Ranch.
After layoffs, there are 666 ranch cowboys, including Carter and a total of 20 people.
For mechanized ranches, 20 people raising 3,000 cows is still too much, but once the mad cow disease passes, the herd will expand.
Zhang Jing knew about the layoffs in advance, so it was not surprising. After the crowd dispersed, Carter stepped forward to say hello, "Good morning oss, long time no see."
"Long time no see," Zhang Jing comforted Carter, "I hope mad cow disease will pass soon."
Carter lowered his head and left to go to work.
At the entrance of the palace, Zhang Jing looked at Di Long and Zheng Muyao, "You guys also go and do your work. I will go to Bean Ranch later to meet Bean."
"No need to go," Zheng Muyao explained, "If he knows you are at Ranch 666, he will take the initiative to find you."
Zhang Jing smiled and said, "It would be more sincere if I visited him in person."
Zheng Muyao should be.
Everyone left, and before Zhang Jing could explain anything, Anta, who had been following him all the time, couldn't help but asked in surprise, "You are a rancher!!!"
"Theoretically not," Zhang Jing shrugged, "I'm actually a treasure hunter."
Anta murmured, "Then what am I?"
"You stay here to be a doctor and a veterinarian," Zhang Jing encouraged the girl. "Work hard and earn money. If you have a chance, you can take your parents over."
At this point, Zhang Jing took out a satellite phone and 200 yuan and handed it to the girl, "Call your parents to report that you are safe, and then ask Zheng Muyao for a dormitory, and work steadily from now on."
Anta took the phone and the money. Her experience was too bizarre and she needed to deal with it.
Zhang Jing did not enter the palace. There were several pickup trucks at the door. He found one that was full of gas and set off immediately - Peak Ranch. I made a mistake. I went to Bean Ranch first.
Eighty kilometers, more than an hour to get there.
Bean and his son were eating breakfast, one of them pouring hard cider into his stomach like he was desperate.
The son Duck, who is round and full of freckles, is eating boiled beef wrapped in three or four layers of fruit pudding.
When the cowboy said that Zhang Jing was visiting, the father and son were both stunned and stopped eating the animals.
After a while, Zhang Jing saw a father and son, a thin man and a fat man, at the entrance of the large building of the ranch headquarters.
As usual, Zhang Jing always looked so friendly, sharing the difficulties and complaining: "I am very angry about the ban on the import of King County beef cattle from many places."
Bean didn't want to talk about mad cow disease now. What he lacked most now was money. He didn't know how to be subtle and went straight to the topic and asked, "Can you lend me another 20 million yuan?"
"Of course," Zhang Jing said, looking approachable, "The monthly interest is only 5%."
Zhang Jing made it easy, but it was clearly a high-interest loan!
Thinking this in his mind, his fat son Dak asked beside him: "Is there a trap in this contract?"
"I'm sorry about the contract," Zhang Jing lied without blushing. "The lawyer used an old template before, so I didn't know about it."
The father and son were not idiots. After discovering the contract trap, they realized that Zhang Jing was not as "innocent" as he seemed.
Then Zhang Jing was invited into the Bean Ranch headquarters office. The room was filled with the smell of alcohol and cigarette butts, as well as several posters of sexy bikini girls posted on the walls.
"Can you lend us the money now?" Bean asked tentatively, placing a cup of coffee in front of Zhang Jing.
"Of course." While talking, Zhang Jing took out his mobile phone and contacted Shen Mingming on Facebook. He offered a one-year term with a monthly interest of 5% and asked him to send him a normal contract.
Bean called over someone who was studying to be a lawyer but didn't take the exam.
A cowboy with a business license.
This time the loan contract did not deliberately include a high number of words. Of course, the contract, which was as thick as a textbook, was reduced to a piece of paper.
The long story has been changed into a short one, the content is clear at a glance, there are no traps, no loopholes, and there are several core contents such as the agreed amount, interest, repayment time, consequences of refusing to repay, and costs incurred in pursuing claims.
Zhang Jing called Barbie to transfer money.
"Oss..." Barbie planned to complain.
Zhang Jing knew what Barbie wanted to say, so he interrupted the woman on the phone and said, "Transfer the money first, and we'll talk about it later."
Before the start of the Australian Open, Zhang Jing still had about 10 million yuan. He won 30 million yuan from tennis betting, and then paid a deposit of 20 million yuan to order two more deep-diving robots.
The balance is about 20 million yuan, followed by 666 ranch tax payment.
Tax collection times vary from place to place. In Texas, taxes are paid before January 31st. The total land tax paid by 666 Ranch is 1.57 million yuan and the property tax is 950,000 yuan.
The state government does not charge business tax or profits tax, while the federal government charges a profit tax of 20%. The cattle sold for 24 million yuan, with a net profit of about 3.9 million yuan, and a tax of 780,000 yuan was levied.
It was really troublesome to pay taxes. Thinking about having to pay three kinds of money for a meal, Zhang Jing had no choice but to accept it.
At this point, there is less than 16.7 million yuan left to use.
Fortunately, Katie earned 3.7 million yuan in bonuses in Melbourne. She took 10%, the coach took 10%, and the rest went to Zhang Jing, bringing the balance to 19.66 million yuan.
Soon, the 20 million yuan borrowed from 666 Ranch, deducting 5% of the first month's interest, and a total of 19 million yuan was transferred to the public account of Bean Ranch.
received money.
Not surprisingly, Bean and his son backhanded the 19 million yuan they had just received, together with the interest of about 2 million yuan from the last debt, into the public account of 666 Ranch to pay off the previously signed contract. Trap contract.
The monthly interest rate of 5% is not cheap, not to mention that the term is only one year, and Bean is already under a lot of pressure.
If the interest triples a year later, he will have no choice but to sell the ranch to pay off the debt.
Now that the situation is better, the danger is over. When I receive 10 million yuan in rent from the oil company in June, I will get about 15 million yuan from selling beef cattle in October, and it will be easy to pay off Zhang Jing's new debt.
This time Bean didn't try to default on his debt.
He is not stupid, and neither is Zhang Jing. The contract clearly states that if the money is not paid back after one year, Bean Ranch must cooperate unconditionally to sell the ranch and pay back the money.
At this moment, Zhang Jing knew exactly what Bean was thinking.
Zhang Jing even knows how much money Bean has and how long he can last. These can all be calculated.
The first time he borrowed 20 million yuan, he then purchased about 20,000 calves aged 1 to 7 months at an average price of 600 yuan per head, and spent 12 million yuan.
The cost of raising cattle is because they are raised in confinement and the beef cattle eat grass and concentrate every day. Originally, Bean Ranch had a large amount of feed.
Also because most of the feed is self-produced, including pasture, corn, and beans, the cost of feed is not considered for the time being.
The labor cost is calculated based on 10 cowboys, with a weekly salary of 600 yuan. The monthly labor cost is 24,000 yuan, plus the cost of food and accommodation is about 30,000 yuan per month.
Water is free, and some electricity can be produced by oneself. Others include oil, machinery maintenance, consumables, etc., which cost about 30,000 yuan per month.
There is also an interest payment of 2 million yuan.
A simple calculation shows that Bean still has about 4.8 million yuan in hand.
Not surprisingly, this money can allow him to hold on until he receives the oil rent in June. The main cost is the monthly interest on the new loan of 1 million yuan, which is only 3 million yuan in three months.
By June, Bean had about 1.5 million yuan left in his hands.
The important point is that Bean Ranch also has to pay taxes: land tax, property tax, and profit tax.
Because of mad cow disease, there was almost no profit tax last year. Unfortunately, there was also land tax and property tax.
Don't think carefully
, 920,000 acres of land, land tax is expensive even if it is cheap, and the yamen sent tax bills to various farms as early as October last year.
The land value in Texas is relatively cheap, but the land tax rate is high, at 0.2% of the valuation. Bean Ranch is valued at about 2.5 billion yuan, and the land tax alone is as high as 5.06 million yuan.
There are also properties on the land.
The real estate tax rate is 1.92%. Bean's headquarters covers an area of about 5,000 square meters, which is 2.5 times the area of the 666 Ranch headquarters. The tax bill sent requires a tax of 1.8 million yuan.
The two taxes total 6.86 million yuan.
Bean currently has no money to pay taxes, but due to the special situation of mad cow disease and the fact that he can apply for a deferment, he can postpone it until June.
Bean was thinking loudly. When the 10 million yuan in oil rent comes in in June, he will not only have money to pay taxes, but also have a balance of about 4.3 million yuan with the money borrowed by Zhang Jing.
If he sells most of the cattle in October, he will have enough money to return it to Zhang Jing and make a small profit.
Among them, oil rent is crucial!
All these bills are clearly stated. Zhang Jing can calculate them clearly, and Bean can even carry them clearly.
At this moment, Bean thought Zhang Jing was a good person and helped him tide over the difficulties.
He looked thin and tall, and looked like the mouse Bean. Zhang Jing was thinking in his heart that he would destroy the kowtow machine in his ranch tomorrow.
