11pm.
The reason why it's so late is that it takes time for the lawyer to sort out the loan contract. Printing it out is as thick as a primary school textbook, in triplicate.
"Why is it so thick?" In the reception area on the first floor of the palace, the fire shone on Zhang Jing's face, which looked bright red with a surprised expression.
"Mr. Zhang," the young lawyer explained, "this is not too thick. Some project bid documents are piled up as much as one cubic meter."
"The donkey's head is not the horse's mouth." Zhang Jing curled his lips, took the loan contract and looked through it.
Damn, the normal font size is size 12, but the contract in my hand has a font size of only 8. It’s small, thin, and densely packed, making it a headache to look at.
Zhang Jing was unhappy, but Bean and his son were happy. The father and son took another contract, opened it, and couldn't understand it.
They are all clauses, and they look very watery, a lot of water.
"Here," the young lawyer stood next to Bean and his son, pointing to a clause sandwiched among many words, "this is the important part."
The father and son looked at where the lawyer was pointing and saw something that made them very excited. The details were: "After one year of maturity of the loan, when the borrower is unable to repay, the lender, in a humanitarian spirit, Agree to extend the repayment date.”
But there were additional clauses on the second page, which allowed for delayed repayment and an increase in monthly interest from 5% to 15%, but the father and son did not see it.
"This contract is really well written." Bean, who looked like a mouse, did not see the trap and praised the young lawyer very well.
"And here," the young lawyer flipped the contract to the end, "Attached is an employment contract. The contract I drafted is to be employed by both of you at the same time, and each of you needs to pay me 10,000 yuan."
"No problem!" Bean agreed simply. Borrowing money from the bank requires an additional 2% lending fee.
In comparison, the legal fee of 10,000 yuan is the same as the price of family ties.
"Come here," Zhang Jing waved to the young lawyer, pointed at the contract and asked, "Why is there so much water in writing a contract?
Why do you need to explain each "noun"? Why don't you also write the stroke order of the noun? "
The young lawyer came to Zhang Jing, pointed to the contract and explained, "This is my fault. To save time, the contract was modified based on the old contract template. This has two advantages:
First, everyone can understand it and intuitively understand the concept of nouns; second, some nouns are awkward and difficult to remember. If you read them before, you will forget them later. "
Zhang Jingjing nodded and accepted the young lawyer's explanation, thinking that he was deliberately lying about the numbers.
Later, Zhang Jing browsed casually and accidentally found a few key points.
1. Interest is paid monthly. Refusal to pay interest will have serious consequences. Compound interest will be borne, and creditors have the right to demand that the King Ranch be auctioned off to repay the debt.
In other words, one year later, when the monthly interest rate increases to 15%, Zhang Jing doesn't care at all that Bean has not repaid the principal.
2. The breaching party shall bear all expenses incurred by the pursuing party, including but not limited to attorney fees, litigation fees, travel expenses, working hours, work injury expenses, mental damages, etc.
Third, the employment contract was drafted by 666 Mu and the Bean Ranch represented by Bean, who jointly hired the same lawyer.
This is done to give the contract a foundation that cannot be overturned.
Although there were only a few useful items in the contract, it was full of tricks. Zhang Jing looked generous and said indifferently: "It makes my brain hurt to read it. If there is no problem, just sign it."
Zhang Jing was willing to sign, and Bean agreed because he had paid the money in advance, so he had no problem with it.
The first step is to press fingerprints, which must be pressed on each page.
Then sign, not only the beginning, the middle, the last page, but also the side seals.
You must also have an official seal. Use an official seal protected by law and leave a blue ink.
After the three contracts were fingerprinted and signed, Barbie's hands were numb, but it was not over yet. The contract would not take effect until payment was made.
There is 24 million yuan in the public account of 666 Ranch, and money can be transferred directly from the mobile phone to the public account of King Ranch.
After receiving the money, Bean and his son were so happy that they almost couldn't hold back the money.
Celebrate and leave happily arm-in-arm.
In fact, as a bad guy and a large rancher, Bean is usually very careful. The reason why he was careless this time was because he thought he bribed the lawyer.
Second, Zhang Jing acted too friendly and kind to everyone before, which was very deceptive.
After seeing off the jubilant father and son, Barbie and everyone except the young lawyer were confused. Bean and his son really didn't look like good people.
Little David was childish and asked the question that everyone wanted to know, "Dad, why do you lend so much money to others?"
"Huh?" Zhang Jing looked at David and decided in a second: "When you go to elementary school next fall, your father plans to change schools for you."
David was confused, and everyone was confused. Are these two things related?
The reason why Zhang Jing decided to do this is simple. Schools are divided into public and private schools. Public schools are rated from 1 to 10. Let David go to a poor school with a score below 4 to let him experience the ups and downs.
The little kid is being protected too well, which is not conducive to his growth. We will change him to a better school after junior high school.
Not wanting to explain the reason, Zhang Jing waved his hand and said, "Go back to bed."
Everyone dispersed, leaving only the young lawyer.
The young lawyer simply handed the two checks to Zhang Jing, "These are the checks given to me by Mr. Bean's son."
"You can keep it for yourself," Zhang Jing praised, "This is what you should earn."
"No," the young lawyer shook his head. "If I withdraw the money, I will leave information in the bank, which is equivalent to accepting a bribe. Although it will not affect the loan contract, it will cause me to lose my professional qualification certificate."
Zhang Jing smiled slightly, took the check and burned it on the stove. He took out two stacks of rice dollars from his pocket like a magic trick and handed them to the young man. "You deserve this. Don't save it in the bank. Spend it little by little."
"Thank you," the young man took a deep breath of cold air and took the money, "I will definitely continue to work hard."
Zhang Jing patted the young man on the shoulder and encouraged him, "I'm very optimistic about you, Citiland's future star in the legal profession."
Without going back to his room, Zhang Jing left the palace and 666 Ranch on the pretext of hunting, and drove a pickup truck equipped with anti-skid chains for 120 kilometers to the entrance of Shanfeng Ranch.
Sissy, who had big brown braids and was shivering from the cold, was waiting at the gate of the ranch. When they met, she scolded and asked, "Why are you here!"
When speaking, the woman seemed impatient as if she was burned by karma, and immediately kissed Zhang Jing on the lips.
Because it was already one o'clock in the morning, there was not much time left. Zhang Jing pushed the thirsty woman away, even more anxious than she was, and his nostrils seemed to be spraying steam, "Go to the pig house!"
Once again, we came to the door of the blue iron-wrapped pigsty, and behind it was a meat fight that lasted from 1 a.m. to 5 a.m.
However, four hours was not enough at all. It seemed like I had eaten the meat, but it seemed that I had not tasted it, but it was time to leave.
