Looking at Zhu Biao with a serious look, Han Du asked another question, "When your highness's old treasure banknotes were flooding, how did I take back the old banknotes?"
"You...didn't you get it back by selling the mirror?" Zhu Biao was a little confused as to why Han Du would ask this question that he already knew, but he still subconsciously said it.
Han Du laughed and said: "Old banknotes were able to be recovered with the help of mirrors because mirrors are cheap to fake, but their functions are very novel and make people willing to spend a lot of money to buy them."
The main thing is to make women willing to spend a lot of money to buy... Think about how much effort Han Du put into making women willingly spend money?
"Does Your Highness think there will be such an opportunity to recover the treasure banknotes next time?"
Han Du's meaningful eyes made Zhu Biao silent for a while.
You want to be worth a lot of money, but you also want the cost to be negligible. How can such a good thing be easily found?
"Your bank only lets people deposit money, how can you recycle the treasure banknotes?" Han Du's meaning was so obvious that Zhu Biao could easily guess what he was thinking.
"No need to recycle," Han Du smiled and shook his head, "As long as they deposit the money in the bank, that's enough."
Just depositing the money in the bank is enough... Zhu Biao didn't understand Han Du's meaning and asked curiously: "But even if the money is deposited in the bank, it is still people's money. What do you want to do? "
Han Du suddenly saw the teapot on the table and had an idea. He pointed at the teapot and said, "The treasures in this world are like the water in this teapot."
He casually pulled out an empty teacup and pointed at it: "This bank is like a teacup."
Then he mentioned the teapot and said, "The treasure banknotes are flooding and starting to depreciate. That means there is too much water in the teapot, so let's pour some water out."
After saying that, he filled the tea cup.
"There is less water in the teapot, which means that the treasure money has started to appreciate in value, so let's pour the water from the teacup into the teapot." As he said that, he poured the water from the teacup back into the teapot.
Seeing that Zhu Biao was still confused, Han Du said with a gentle smile: "The money in the bank is still people's money, but as long as this money stays in the bank and is not involved in transactions, in a world where treasure banknotes are flooding, At this time, you can treat this part of the money as if it is not there. The bank does not need to take back all the treasure banknotes. It only needs to make appropriate adjustments at the right time to maintain the balance of the treasure banknotes and prevent excessive depreciation. "
"Wonderful! What a wonderful idea, what a wonderful idea." Zhu Biao immediately understood what Han Du meant, his mind suddenly brightened, and he couldn't help standing up and clapping his hands.
In fact, the role of banks is much more than this, such as providing credit and so on. It's a pity that Han Du only knows a little bit about it and can't plan too much.
However, Handu did not worry too much about this. Since banks have appeared, their role will always be forced out by the rolling wheels of history. When relevant needs arise in the future, corresponding functions will naturally be born.
After praising Han Du, Zhu Biao gradually began to calm down.
After glancing at Han Du, Zhu Biao sighed and said: "The treasure banknotes are related to the national destiny of the Ming Dynasty. In this way, the bank..."
What Zhu Biao meant was that since banks play such a big role in treasure banknotes, they should naturally pay more attention to them and not just put them under the Shibo Department like a child's play like they do now.
Just like the Baochao Lifting Department, after Han Du said that Baochao was related to the national destiny of the Ming Dynasty, Lao Zhu directly made the Baochao Lifting Department independent. Now, for Han Jingyun's sake and Zhu Biao's sake, he simply transferred the treasure bank transfer department to the East Palace and did not allow others to interfere at all.
Han Du couldn't help but sigh inwardly, as expected, Zhu Biao was indeed Lao Zhu's chosen successor. No matter how gentle and charitable he is on weekdays, his attitude towards Ming is consistent with Lao Zhu.
They do not allow people or objects to harm the national destiny of the Ming Dynasty to appear. Once they appear, they must either eliminate them or control them.
Banks are naturally very important, but people like Zhu Biao, who have just learned about the importance of banks and want to take them away from themselves, are they too eager?
It's not just a joke to get the bank out by yourself. The bank is also of great use to Han Du.
"Your Highness," for some reason, Han Du always felt that the title he just addressed was more respectful than before, "the bank has just been established, and I don't know what the problem is yet. In order to avoid leaving hidden dangers, it is better to put it under the Shipping Department first. Try running it on a small scale. If there are any problems, you can correct them in time. Even if something goes wrong, you are still under control. Wouldn't it be better for Your Highness to take it back when there are no more problems?"
Banks can play a huge role in modern society, but in the Ming Dynasty, even Han Du is not sure what it will become. After all, if you copy the time shift incident rigidly, you are committing suicide.
What's even more ridiculous is that some people think that if they travel to ancient times and kill all the traitors according to the list, the world will be at peace. This is simply an idea that only people who have missed the nine-year compulsory education have.
"The Duke of Zhou was afraid of the day of rumors, but Wang Mang was humble and did not usurp the throne." People's hearts are complicated and have changing thoughts. How can we see clearly who is loyal and who is traitorous until the final decision is made?
"That's a good idea. Let's leave it at that." Zhu Biao pondered for a moment and did not insist. Being kind-hearted is one of his outstanding qualities.
"Now, I just want to go and see how many people will be willing to deposit money with you on the first day of your Ming Royal Bank's opening."
Zhu Biao didn't know what he thought of, with an interesting look on his face, and teased Han Du.
Han Du laughed and said calmly: "I'm afraid that will disappoint His Highness. Those maritime merchants haven't returned from going to sea. Their treasures have long been exchanged for goods and shipped out to sea, but there is no extra money to deposit in the bank. Minister The reason why we set up the bank now is just to set up the structure first. Someone will really save money after those maritime merchants come back."
As he spoke, Han Du's voice gradually became quieter. He found that no matter how hard he tried to explain, Zhu Biao's intention to go to the bank had not changed at all.
In this case, Han Du stopped talking and stretched out his hand to signal Zhu Biao to move forward.
On the bank side, the golden plaque of the Ming Dynasty Royal Bank has been hung up for a long time. All the doors and windows are painted with gold paint, which makes people feel the charming smell of money at a glance.
Two huge seated stone statues of Pi Xiu were placed on either side of the bank gate with their teeth and claws arrogant. For people who are short of money, just these two guys can scare them away. Han Du has no interest in taking money from these people.
