Lao Zhu has full confidence in his eldest grandson's ability to make money.
Moreover, as soon as Xia Yuanji took over the household department, Zhu Yuanzhang also experienced the feeling of having money in his pocket.
Zhu Yuanzhang is an old farmer, why doesn't he like saving money?
Now,
Whenever he mentioned making money, Lao Zhu's eyes would light up.
Zhu Xiongying told about the big golden Buddha statue.
Zhu Yuanzhang was so dumbfounded that even Empress Ma couldn't help but put down her sewing and looked at her eldest grandson blankly.
obviously,
This matter is completely beyond the two elders' cognition.
Lao Zhu knew that the people in Jiangnan were rich, but he never imagined that they were so rich!
Zhu Yuanzhang was very smart. When he thought about the flood, he figured it all out in an instant.
Lao Zhu gritted his teeth, first angry,
But then I thought about it, these people died all over the place, there is no point in hating them.
Then comes ecstasy,
Trembling,
"Big, big grandson, then we are rich?!"
Zhu Xiongying sighed and nodded,
"As long as this money is used well, our Ming Dynasty will have nothing to worry about!"
Zhu Yuanzhang subconsciously wanted to speak, but as soon as he thought about it, he had made a Ming Tongbao. Before he understood it, he stopped talking.
Queen Ma glanced at Zhu Yuanzhang, then looked at her eldest grandson,
asked,
"Grandson, how will you use this money?"
Zhu Xiongying said directly,
"Use gold as the base gold to issue banknotes."
"Are you still giving out banknotes?"
Zhu Yuanzhang was startled, and he had a slight stress reaction.
Zhu Xiongying asked,
"Grandpa, why did you want to issue banknotes back then?"
Zhu Yuanzhang scratched his head,
said,
"We saw that Yuan Ren used this thing very well. This thing is very convenient. It's so heavy to carry so many broken silver and copper plates in one day!
Moreover, using these banknotes, businessmen can make money easily. "
Lao Zhu hit the nail on the head when he said that banknotes are easy to carry and speed up trade circulation.
He has long understood the benefits of banknotes, but Lao Zhu understands that they are useless and he doesn't know how to deal with them.
and,
What Lao Zhu said about businessmen making money easily is definitely not a lie.
After all, there are only his own family members in the house, so what is Lao Zhu doing with those idiots.
It is a national policy to emphasize agriculture and suppress business.
To suppress is to suppress, not to crush businessmen to death.
Hongwu was second only to the Yongle period in the entire Ming Dynasty, and was suitable for businessmen to survive.
Zhu Yuanzhang promoted Kaizhong and focused on Jiangnan, which was intended to support businessmen.
The most important thing is that although Zhu Yuanzhang exploited businessmen himself, he would never allow officials to exploit them.
This is a hugely beneficial policy for businessmen.
Except for the Hongwu Dynasty, businessmen not only faced being exploited by officials, but also by the emperor. Over and over again, no skin was left.
Then why are you still doing business when you are so miserable?
It's because doing business is definitely more profitable than farming, and if you want to be exploited by officials, you have to let the emperor and officials see it. That's a very large scale.
Ordinary small businessmen and hawkers are completely different from the big business people.
Zhu Xiongying smiled and said,
"Grandpa, Yuan people's banknotes are becoming less and less valuable.
But do you know why the banknotes you issue depreciate so quickly? "
Before Zhu Yuanzhang could speak, Empress Ma burst out laughing.
"Grandson, grandma will tell you something interesting."
Zhu Yuanzhang's eyes widened and his face turned red with shame.
said anxiously,
"Sister!
Now let’s get down to business, why are you always talking about this? ! "
Zhu Xiongying quickly held Zhu Yuanzhang's hand.
Looking at Queen Ma,
curiously said,
"Grandma, I want to hear it!"
Queen Ma couldn't help but laugh when she thought about this.
He said with a smile,
"Once before, your grandfather paid officials,
Isn’t your grandpa always mixing up the rice money?
There was an official from the Ministry of Industry who couldn't stand it anymore.
Remonstrate with your grandfather,
I asked your grandfather with a bitter look on his face,
I don’t want half of my Daming Tongbao. Can I exchange it for eight taels of pepper noodles?
If you follow the real price of those Daming Tongbao, you can buy two stones of pepper noodles.
Your grandfather was so shameless that he felt embarrassed and gave the official twelve taels of pepper noodles. "
After hearing the end, Lao Zhu couldn't help but cover his face.
Zhu Xiongying didn't hold back and laughed.
at the same time,
I also feel sorry for these officials. Before the official salary reform, officials in Hongwu of the Ming Dynasty lived too hard.
This official worked for a month, and half of his salary was eight taels of pepper noodles. He still had to beg his grandfather at the risk of beheading.
I have to say that what Lao Zhu did was really unreasonable.
Lao Zhu knew full well that banknotes were worthless, so he still paid officials the original price to offset their salaries, and did not allow officials to commit corruption.
If you use a donkey to pull the mill, you have to feed two radishes.
Lao Zhu directly regarded these officials as perpetual motion machines.
Lao Zhu's face was very red, and all along his neck there was no spot that was not red. This really made Lao Zhu very embarrassed.
When I think of it, a fourth-grade official from the Ministry of Industry,
He asked with a grimace if he could give me some pepper noodles.
No matter how thick-skinned Lao Zhu is, he can no longer hold back.
Zhu Yuanzhang quickly changed the subject and said,
"Grandson, tell me the truth. Why are our banknotes so worthless?
We just did it according to Yuan Ren’s method! "
Zhu Xiongying said seriously,
"Grandpa, banknotes cannot be distributed casually. Not only does it need to be endorsed by the credibility of the country, but it must also be backed by actual gold and silver.
Otherwise, why is a piece of paper valuable?
Both the Song Dynasty and the Yuan Dynasty were silver standard systems.
If you have silver, paper money will not depreciate.
Let’s not talk about the Song Dynasty. The Yuan people focused on commerce and port trade.
All the money from the world is pouring into the Central Plains. With so much silver support, only paper money can be used.
When you issued it, the national treasury was extremely poor. Where was the money to serve as a base?
Moreover, in the early days of our founding of the People’s Republic of China, our trade was too far behind that of the Yuan people, and banknotes could not circulate.
You are anxious, so you can only print more, but the more you print, the less valuable it is, so it becomes like this. "
The chat between the grandfather and grandson is mostly about political and human affairs, and rarely talks about economic issues.
But this time Zhu Xiongying gave a long speech and really explained Lao Zhu clearly.
Lao Zhu excitedly held his eldest grandson's arm.
said,
"Grandson, do you listen to what we say?"
Zhu Xiongying smiled and said,
"Grandpa, tell me."
Zhu Yuanzhang moved his buttocks,
said,
"Just like me and my sister,
We are rice vendors, and the girl is here to buy rice.
The girl didn’t bring any money, so she asked us if we could pay on credit first.
If the girl's family has money, then we will definitely be willing to give her credit, because we know she can come and give the money.
But the girl’s family is very poor, so we definitely won’t give her credit!
Because we know she is not ready yet.
Does the banknote we issue also mean the same thing?
That's what you mean by national credibility!
If our Ming Dynasty has money, then the banknotes will be useful. If our Ming Dynasty has no money, the banknotes will be worthless!
Does it mean this? "
